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In-Reply-To: <DB9PR03MB765737A620A7DE382EB96FADBDD4A@DB9PR03MB7657.eurprd03.prod.outlook.com>
From: Wellington Mbamba <wmbamba@gmail.com>
Date: Thu, 20 Nov 2025 09:26:04 +0200
X-Gm-Features: AWmQ_bk4ZHfKgF19trLVCXUNwtNKAu3-HXtDSwZoDICDRHbD1XyKs0kSPXaGWk4
Message-ID: <CAGiPyyzTQEHRp3BOe_vfd-S8Sf+Zpyjf+HgnPaepUYYqW+Dj-Q@mail.gmail.com>
Subject: Re: MHC REPORT DATED 20 NOV 2025
To: Wongani Longwe <wlongwe@natbankmw.com>
Cc: Eunice Yona <yonae@mhc.mw>, "sitolos@mhc.mw" <sitolos@mhc.mw>, "munthalis@mhc.mw" <munthalis@mhc.mw>,
"tewesaj@mhc.mw" <tewesaj@mhc.mw>, "kainjal@mhc.mw" <kainjal@mhc.mw>, "sitolos@yahoo.com" <sitolos@yahoo.com>,
"mdalae@mhc.mw" <mdalae@mhc.mw>, "yesayat@mhc.mw" <yesayat@mhc.mw>, "matikanyad@mhc.mw" <matikanyad@mhc.mw>,
"makinah@mhc.mw" <makinah@mhc.mw>, "yesayatisungane@gmail.com" <yesayatisungane@gmail.com>,
"chimphondal@mhc.mw" <chimphondal@mhc.mw>, "mchengay@mhc.mw" <mchengay@mhc.mw>,
"chimphondee@mhc.mw" <chimphondee@mhc.mw>, "kabangon@mhc.mw" <kabangon@mhc.mw>,
"monteirol@mhc.mw" <monteirol@mhc.mw>, "chimphondalloyd@yahoo.com" <chimphondalloyd@yahoo.com>,
"mbambaw@mhc.mw" <mbambaw@mhc.mw>, "chazamal@mhc.mw" <chazamal@mhc.mw>, "msondae@mhc.mw" <msondae@mhc.mw>,
Utilities <utilities@natbankmw.com>, Thamiko Mphande <tmphande@natbankmw.com>
Content-Type: multipart/related; boundary="000000000000777a46064401aaf5"
--000000000000777a46064401aaf5
Content-Type: multipart/alternative; boundary="000000000000777a45064401aaf4"
--000000000000777a45064401aaf4
Content-Type: text/plain; charset="UTF-8"
Content-Transfer-Encoding: quoted-printable
Hello Wongani
Please check the 18th report you have sent us, its not a proper one.
Also include the one for 19th when resending the above.
Regards
Wellington
On Thu, Nov 20, 2025 at 8:48=E2=80=AFAM Wongani Longwe <wlongwe@natbankmw.c=
om>
wrote:
> Team,
>
> Kindly find the attached and acknowledge receipt.
>
> Kind regards,
> Wongani Longwe
> Mobile Banking
> *Digital Financial Services*
>
> NBM Head Office, 2nd Floor - NBM Towers, 7 Henderson Street, P.O. Box
> 945, Blantyre, Malawi.
> E: wlongwe@natbankmw.com | P: +265 88 1515 435 | EXT: 1223
> [image: signatureImage]
>
> Internal Use Only
> ------------------------------
> *From:* Wongani Longwe <wlongwe@natbankmw.com>
> *Sent:* Tuesday, November 18, 2025 10:42 AM
> *To:* Wellington Mbamba <wmbamba@gmail.com>
> *Cc:* Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>;
> munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>;
> kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>;
> mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>;
> matikanyad@mhc.mw <matikanyad@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>;
> yesayatisungane@gmail.com <yesayatisungane@gmail.com>; chimphondal@mhc.mw
> <chimphondal@mhc.mw>; mchengay@mhc.mw <mchengay@mhc.mw>;
> chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@mhc.mw <kabangon@mhc.mw=
>;
> monteirol@mhc.mw <monteirol@mhc.mw>; chimphondalloyd@yahoo.com <
> chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>;
> chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>;
> Utilities <utilities@natbankmw.com>; Thamiko Mphande <
> tmphande@natbankmw.com>
> *Subject:* MHC REPORT DATED 17 NOV 2025
>
> Team,
>
> Kindly find the attached and acknowledge receipt
>
>
> Kind regards,
> Wongani Longwe
> Mobile Banking
> *Digital Financial Services*
>
> NBM Head Office, 2nd Floor - NBM Towers, 7 Henderson Street, P.O. Box
> 945, Blantyre, Malawi.
> E: wlongwe@natbankmw.com | P: +265 88 1515 435 | EXT: 1223
> [image: signatureImage]
>
> Internal Use Only
> ------------------------------
> *From:* Wongani Longwe <wlongwe@natbankmw.com>
> *Sent:* Monday, November 17, 2025 8:23 AM
> *To:* Thamiko Mphande <tmphande@natbankmw.com>; Wellington Mbamba <
> wmbamba@gmail.com>
> *Cc:* Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>;
> munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>;
> kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>;
> mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>;
> matikanyad@mhc.mw <matikanyad@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>;
> yesayatisungane@gmail.com <yesayatisungane@gmail.com>; chimphondal@mhc.mw
> <chimphondal@mhc.mw>; mchengay@mhc.mw <mchengay@mhc.mw>;
> chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@mhc.mw <kabangon@mhc.mw=
>;
> monteirol@mhc.mw <monteirol@mhc.mw>; chimphondalloyd@yahoo.com <
> chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>;
> chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>;
> Utilities <utilities@natbankmw.com>
> *Subject:* MHC REPORT DATED 14 and 15 NOV 2025
>
> Team,
>
> Kindly find the attached and acknowledge receipt
>
>
> Kind regards,
> Wongani Longwe
> Mobile Banking
> *Digital Financial Services*
>
> NBM Head Office, 2nd Floor - NBM Towers, 7 Henderson Street, P.O. Box
> 945, Blantyre, Malawi.
> E: wlongwe@natbankmw.com | P: +265 88 1515 435 | EXT: 1223
> [image: signatureImage]
>
> Internal Use Only
> ------------------------------
> *From:* Wongani Longwe <wlongwe@natbankmw.com>
> *Sent:* Friday, November 14, 2025 8:29 AM
> *To:* Thamiko Mphande <tmphande@natbankmw.com>; Wellington Mbamba <
> wmbamba@gmail.com>
> *Cc:* Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>;
> munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>;
> kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>;
> mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>;
> matikanyad@mhc.mw <matikanyad@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>;
> yesayatisungane@gmail.com <yesayatisungane@gmail.com>; chimphondal@mhc.mw
> <chimphondal@mhc.mw>; mchengay@mhc.mw <mchengay@mhc.mw>;
> chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@mhc.mw <kabangon@mhc.mw=
>;
> monteirol@mhc.mw <monteirol@mhc.mw>; chimphondalloyd@yahoo.com <
> chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>;
> chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>;
> Utilities <utilities@natbankmw.com>
> *Subject:* MHC REPORT DATED 12 NOV 2025
>
> Team,
>
> Kindly find the attached and acknowledge receipt
>
>
> Kind regards,
> Wongani Longwe
> Mobile Banking
> *Digital Financial Services*
>
> NBM Head Office, 2nd Floor - NBM Towers, 7 Henderson Street, P.O. Box
> 945, Blantyre, Malawi.
> E: wlongwe@natbankmw.com | P: +265 88 1515 435 | EXT: 1223
> [image: signatureImage]
>
> Internal Use Only
> ------------------------------
> *From:* Wongani Longwe <wlongwe@natbankmw.com>
> *Sent:* Thursday, November 13, 2025 9:02 AM
> *To:* Thamiko Mphande <tmphande@natbankmw.com>; Wellington Mbamba <
> wmbamba@gmail.com>
> *Cc:* Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>;
> munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>;
> kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>;
> mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>;
> matikanyad@mhc.mw <matikanyad@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>;
> yesayatisungane@gmail.com <yesayatisungane@gmail.com>; chimphondal@mhc.mw
> <chimphondal@mhc.mw>; mchengay@mhc.mw <mchengay@mhc.mw>;
> chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@mhc.mw <kabangon@mhc.mw=
>;
> monteirol@mhc.mw <monteirol@mhc.mw>; chimphondalloyd@yahoo.com <
> chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>;
> chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>;
> Utilities <utilities@natbankmw.com>
> *Subject:* MHC REPORT DATED 12 NOV 2025
>
> Team,
>
> Kindly find the attached and acknowledge receipt
>
>
> Kind regards,
> Wongani Longwe
> Mobile Banking
> *Digital Financial Services*
>
> NBM Head Office, 2nd Floor - NBM Towers, 7 Henderson Street, P.O. Box
> 945, Blantyre, Malawi.
> E: wlongwe@natbankmw.com | P: +265 88 1515 435 | EXT: 1223
> [image: signatureImage]
>
> Internal Use Only
> ------------------------------
> *From:* Wongani Longwe <wlongwe@natbankmw.com>
> *Sent:* Wednesday, November 12, 2025 8:18 AM
> *To:* Thamiko Mphande <tmphande@natbankmw.com>; Wellington Mbamba <
> wmbamba@gmail.com>
> *Cc:* Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>;
> munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>;
> kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>;
> mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>;
> matikanyad@mhc.mw <matikanyad@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>;
> yesayatisungane@gmail.com <yesayatisungane@gmail.com>; chimphondal@mhc.mw
> <chimphondal@mhc.mw>; mchengay@mhc.mw <mchengay@mhc.mw>;
> chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@mhc.mw <kabangon@mhc.mw=
>;
> monteirol@mhc.mw <monteirol@mhc.mw>; chimphondalloyd@yahoo.com <
> chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>;
> chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>;
> Utilities <utilities@natbankmw.com>
> *Subject:* MHC REPORT DATED 11 NOV 2025
>
> Team,
>
> Kindly find the attached and acknowledge receipt
>
>
> Kind regards,
> Wongani Longwe
> Mobile Banking
> *Digital Financial Services*
>
> NBM Head Office, 2nd Floor - NBM Towers, 7 Henderson Street, P.O. Box
> 945, Blantyre, Malawi.
> E: wlongwe@natbankmw.com | P: +265 88 1515 435 | EXT: 1223
> [image: signatureImage]
>
> Internal Use Only
> ------------------------------
> *From:* Wongani Longwe <wlongwe@natbankmw.com>
> *Sent:* Tuesday, November 11, 2025 8:32 AM
> *To:* Thamiko Mphande <tmphande@natbankmw.com>; Wellington Mbamba <
> wmbamba@gmail.com>
> *Cc:* Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>;
> munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>;
> kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>;
> mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>;
> matikanyad@mhc.mw <matikanyad@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>;
> yesayatisungane@gmail.com <yesayatisungane@gmail.com>; chimphondal@mhc.mw
> <chimphondal@mhc.mw>; mchengay@mhc.mw <mchengay@mhc.mw>;
> chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@mhc.mw <kabangon@mhc.mw=
>;
> monteirol@mhc.mw <monteirol@mhc.mw>; chimphondalloyd@yahoo.com <
> chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>;
> chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>;
> Utilities <utilities@natbankmw.com>
> *Subject:* MHC REPORT DATED 10 NOV 2025
>
> Team,
>
> Kindly find the attached and acknowledge receipt
>
>
> Kind regards,
> Wongani Longwe
> Mobile Banking
> *Digital Financial Services*
>
> NBM Head Office, 2nd Floor - NBM Towers, 7 Henderson Street, P.O. Box
> 945, Blantyre, Malawi.
> E: wlongwe@natbankmw.com | P: +265 88 1515 435 | EXT: 1223
> [image: signatureImage]
>
> Internal Use Only
> ------------------------------
> *From:* Wongani Longwe <wlongwe@natbankmw.com>
> *Sent:* Friday, November 7, 2025 8:14 AM
> *To:* Thamiko Mphande <tmphande@natbankmw.com>; Wellington Mbamba <
> wmbamba@gmail.com>
> *Cc:* Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>;
> munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>;
> kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>;
> mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>;
> matikanyad@mhc.mw <matikanyad@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>;
> yesayatisungane@gmail.com <yesayatisungane@gmail.com>; chimphondal@mhc.mw
> <chimphondal@mhc.mw>; mchengay@mhc.mw <mchengay@mhc.mw>;
> chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@mhc.mw <kabangon@mhc.mw=
>;
> monteirol@mhc.mw <monteirol@mhc.mw>; chimphondalloyd@yahoo.com <
> chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>;
> chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>;
> Utilities <utilities@natbankmw.com>
> *Subject:* MHC REPORT DATED 06 NOV 2025
>
> Team,
>
> Kindly find the attached and acknowledge receipt
>
> Kind regards,
> Wongani Longwe
> Mobile Banking
> *Digital Financial Services*
>
> NBM Head Office, 2nd Floor - NBM Towers, 7 Henderson Street, P.O. Box
> 945, Blantyre, Malawi.
> E: wlongwe@natbankmw.com | P: +265 88 1515 435 | EXT: 1223
> [image: signatureImage]
>
> Internal Use Only
> ------------------------------
> *From:* Wongani Longwe <wlongwe@natbankmw.com>
> *Sent:* Thursday, November 6, 2025 8:15 AM
> *To:* Thamiko Mphande <tmphande@natbankmw.com>; Wellington Mbamba <
> wmbamba@gmail.com>
> *Cc:* Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>;
> munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>;
> kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>;
> mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>;
> matikanyad@mhc.mw <matikanyad@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>;
> yesayatisungane@gmail.com <yesayatisungane@gmail.com>; chimphondal@mhc.mw
> <chimphondal@mhc.mw>; mchengay@mhc.mw <mchengay@mhc.mw>;
> chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@mhc.mw <kabangon@mhc.mw=
>;
> monteirol@mhc.mw <monteirol@mhc.mw>; chimphondalloyd@yahoo.com <
> chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>;
> chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>;
> Utilities <utilities@natbankmw.com>
> *Subject:* MHC REPORT DATED 05 NOV 2025
>
> Team,
>
> Kindly find the attached and acknowledge receipt
>
>
> Kind regards,
> Wongani Longwe
> Mobile Banking
> *Digital Financial Services*
>
> NBM Head Office, 2nd Floor - NBM Towers, 7 Henderson Street, P.O. Box
> 945, Blantyre, Malawi.
> E: wlongwe@natbankmw.com | P: +265 88 1515 435 | EXT: 1223
> [image: signatureImage]
>
> Internal Use Only
> ------------------------------
> *From:* Wongani Longwe <wlongwe@natbankmw.com>
> *Sent:* Wednesday, November 5, 2025 8:31 AM
> *To:* Thamiko Mphande <tmphande@natbankmw.com>; Wellington Mbamba <
> wmbamba@gmail.com>
> *Cc:* Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>;
> munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>;
> kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>;
> mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>;
> matikanyad@mhc.mw <matikanyad@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>;
> yesayatisungane@gmail.com <yesayatisungane@gmail.com>; chimphondal@mhc.mw
> <chimphondal@mhc.mw>; mchengay@mhc.mw <mchengay@mhc.mw>;
> chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@mhc.mw <kabangon@mhc.mw=
>;
> monteirol@mhc.mw <monteirol@mhc.mw>; chimphondalloyd@yahoo.com <
> chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>;
> chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>;
> Utilities <utilities@natbankmw.com>
> *Subject:* MHC REPORT DATED 04 NOV 2025
>
> Team,
>
> Kindly find the attached and acknowledge receipt
>
>
> Kind regards,
> Wongani Longwe
> Mobile Banking
> *Digital Financial Services*
>
> NBM Head Office, 2nd Floor - NBM Towers, 7 Henderson Street, P.O. Box
> 945, Blantyre, Malawi.
> E: wlongwe@natbankmw.com | P: +265 88 1515 435 | EXT: 1223
> [image: signatureImage]
>
> Internal Use Only
> ------------------------------
> *From:* Wongani Longwe <wlongwe@natbankmw.com>
> *Sent:* Tuesday, November 4, 2025 8:05 AM
> *To:* Thamiko Mphande <tmphande@natbankmw.com>; Wellington Mbamba <
> wmbamba@gmail.com>
> *Cc:* Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>;
> munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>;
> kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>;
> mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>;
> matikanyad@mhc.mw <matikanyad@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>;
> yesayatisungane@gmail.com <yesayatisungane@gmail.com>; chimphondal@mhc.mw
> <chimphondal@mhc.mw>; mchengay@mhc.mw <mchengay@mhc.mw>;
> chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@mhc.mw <kabangon@mhc.mw=
>;
> monteirol@mhc.mw <monteirol@mhc.mw>; chimphondalloyd@yahoo.com <
> chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>;
> chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>;
> Utilities <utilities@natbankmw.com>
> *Subject:* MHC REPORT DATED 03 NOV 2025
>
> Team,
>
> Kindly find the attached and acknowledge receipt
>
>
> Kind regards,
> Wongani Longwe
> Mobile Banking
> *Digital Financial Services*
>
> NBM Head Office, 2nd Floor - NBM Towers, 7 Henderson Street, P.O. Box
> 945, Blantyre, Malawi.
> E: wlongwe@natbankmw.com | P: +265 88 1515 435 | EXT: 1223
> [image: signatureImage]
>
> Internal Use Only
> ------------------------------
> *From:* Wongani Longwe <wlongwe@natbankmw.com>
> *Sent:* Monday, November 3, 2025 8:31 AM
> *To:* Thamiko Mphande <tmphande@natbankmw.com>; Wellington Mbamba <
> wmbamba@gmail.com>
> *Cc:* Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>;
> munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>;
> kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>;
> mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>;
> matikanyad@mhc.mw <matikanyad@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>;
> yesayatisungane@gmail.com <yesayatisungane@gmail.com>; chimphondal@mhc.mw
> <chimphondal@mhc.mw>; mchengay@mhc.mw <mchengay@mhc.mw>;
> chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@mhc.mw <kabangon@mhc.mw=
>;
> monteirol@mhc.mw <monteirol@mhc.mw>; chimphondalloyd@yahoo.com <
> chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>;
> chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>;
> Utilities <utilities@natbankmw.com>
> *Subject:* MHC REPORT DATED 31 OCT AND 01 NOV 2025
>
> Team,
>
> Kindly find the attached and acknowledge receipt
>
> Kind regards,
> Wongani Longwe
> Mobile Banking
> *Digital Financial Services*
>
> NBM Head Office, 2nd Floor - NBM Towers, 7 Henderson Street, P.O. Box
> 945, Blantyre, Malawi.
> E: wlongwe@natbankmw.com | P: +265 88 1515 435 | EXT: 1223
> [image: signatureImage]
>
> Internal Use Only
> ------------------------------
> *From:* Wongani Longwe <wlongwe@natbankmw.com>
> *Sent:* Thursday, October 30, 2025 7:34 AM
> *To:* Thamiko Mphande <tmphande@natbankmw.com>; Wellington Mbamba <
> wmbamba@gmail.com>
> *Cc:* Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>;
> munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>;
> kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>;
> mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>;
> matikanyad@mhc.mw <matikanyad@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>;
> yesayatisungane@gmail.com <yesayatisungane@gmail.com>; chimphondal@mhc.mw
> <chimphondal@mhc.mw>; mchengay@mhc.mw <mchengay@mhc.mw>;
> chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@mhc.mw <kabangon@mhc.mw=
>;
> monteirol@mhc.mw <monteirol@mhc.mw>; chimphonda
> <chimphondalloyd@yahoo.com>
>
--000000000000777a45064401aaf4
Content-Type: text/html; charset="UTF-8"
Content-Transfer-Encoding: quoted-printable
<div dir=3D"ltr">Hello Wongani<div><br></div><div>Please check the 18th rep=
ort you have sent us, its not a proper one.</div><div>Also include the one =
for 19th when resending the above.</div><div><br></div><div>Regards</div><d=
iv>Wellington</div></div><br><div class=3D"gmail_quote gmail_quote_containe=
r"><div dir=3D"ltr" class=3D"gmail_attr">On Thu, Nov 20, 2025 at 8:48=E2=80=
=AFAM Wongani Longwe <<a href=3D"mailto:wlongwe@natbankmw.com">wlongwe@n=
atbankmw.com</a>> wrote:<br></div><blockquote class=3D"gmail_quote" styl=
e=3D"margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);paddin=
g-left:1ex"><div class=3D"msg-6330500480641602540">
<div dir=3D"ltr">
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Team,</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
<br>
</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Kindly find the attached and acknowledge receipt.</div>
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div id=3D"m_-6330500480641602540Signature">
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Kind regards,</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Wongani Longwe</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Mobile Banking</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<b>Digital Financial Services</b></div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<br>
</div>
<div style=3D"direction:ltr;line-height:1.5;font-family:Calibri,Arial,Helve=
tica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<img style=3D"max-width: 765px;" src=3D"cid:ii_19aa00b425cb6a318221e"></div=
>
<div style=3D"line-height:1.5;color:rgb(32,31,30)">
<span style=3D"font-size:15px;background-color:rgb(255,255,255)">NBM Head O=
ffice, 2</span><span style=3D"font-size:9pt;background-color:rgb(255,255,25=
5)"><sup>nd</sup></span><span style=3D"font-size:15px;background-color:rgb(=
255,255,255)">=C2=A0Floor
- NBM Towers, 7 Henderson Street, P.O. Box 945, Blantyre, Malawi.</span></=
div>
<div><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:=
rgb(12,100,192);background-color:white;line-height:1.5">E</span><span style=
=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;background=
-color:white;line-height:1.5">:</span><span style=3D"font-family:Calibri,sa=
ns-serif;font-size:14.67px;color:rgb(23,78,134);background-color:white;line=
-height:1.5">=C2=A0<a href=3D"mailto:wlongwe@natbankmw.com" target=3D"_blan=
k">wlongwe@natbankmw.com</a></span><span style=3D"font-family:Calibri,sans-=
serif;font-size:14.67px;color:black;background-color:white;line-height:1.5"=
>=C2=A0|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">P: +265 88 1515 43=
5
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:black;background-color:white;line-height:1.5">|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">EXT: 1223</span><s=
pan style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;b=
ackground-color:white;line-height:1.5"><br>
</span><span style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontServ=
ice,Calibri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)"><img styl=
e=3D"height: auto; max-width: 798px; min-width: auto; min-height: auto;" id=
=3D"m_-6330500480641602540x_id-signature-image-2AE3AA21-3CC6-4B0F-B7E9-AE9A=
CC75BB7B" alt=3D"signatureImage" src=3D"cid:96e7e63f-0ddd-4f33-b144-7ae518b=
3118b"></span></div>
</div>
<div id=3D"m_-6330500480641602540appendonsend"></div>
<div><br>
<div style=3D"font-family:Calibri;text-align:left;color:rgb(0,0,0);margin-l=
eft:5pt;font-size:10pt">
Internal Use Only</div>
</div>
<hr style=3D"display:inline-block;width:98%">
<div id=3D"m_-6330500480641602540divRplyFwdMsg" dir=3D"ltr"><font face=3D"C=
alibri, sans-serif" style=3D"font-size:11pt" color=3D"#000000"><b>From:</b>=
Wongani Longwe <<a href=3D"mailto:wlongwe@natbankmw.com" target=3D"_bla=
nk">wlongwe@natbankmw.com</a>><br>
<b>Sent:</b> Tuesday, November 18, 2025 10:42 AM<br>
<b>To:</b> Wellington Mbamba <<a href=3D"mailto:wmbamba@gmail.com" targe=
t=3D"_blank">wmbamba@gmail.com</a>><br>
<b>Cc:</b> Eunice Yona <<a href=3D"mailto:yonae@mhc.mw" target=3D"_blank=
">yonae@mhc.mw</a>>; <a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a> <<a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a>>; <a href=3D"mailto:munthalis@mhc.mw" target=3D"_bla=
nk">munthalis@mhc.mw</a> <<a href=3D"mailto:munthalis@mhc.mw" target=3D"=
_blank">munthalis@mhc.mw</a>>; <a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a> <<a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a>>; <a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a> <<a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a>>; <a href=3D"mailto:sitolos@yahoo.com" t=
arget=3D"_blank">sitolos@yahoo.com</a> <<a href=3D"mailto:sitolos@yahoo.=
com" target=3D"_blank">sitolos@yahoo.com</a>>; <a href=3D"mailto:mdalae@=
mhc.mw" target=3D"_blank">mdalae@mhc.mw</a> <<a href=3D"mailto:mdalae@mh=
c.mw" target=3D"_blank">mdalae@mhc.mw</a>>; <a href=3D"mailto:yesayat@mh=
c.mw" target=3D"_blank">yesayat@mhc.mw</a>
<<a href=3D"mailto:yesayat@mhc.mw" target=3D"_blank">yesayat@mhc.mw</a>=
>; <a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikanyad@mhc=
.mw</a> <<a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikany=
ad@mhc.mw</a>>; <a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a> <<a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a>>; <a href=3D"mailto:yesayatisungane@gmail.com" target=3D"=
_blank">yesayatisungane@gmail.com</a> <<a href=3D"mailto:yesayatisungane=
@gmail.com" target=3D"_blank">yesayatisungane@gmail.com</a>>; <a href=3D=
"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a> <<a=
href=3D"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a=
>>; <a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.mw=
</a> <<a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.=
mw</a>>; <a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank">chimpho=
ndee@mhc.mw</a> <<a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank"=
>chimphondee@mhc.mw</a>>;
<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a> &=
lt;<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a>=
>; <a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@mhc.m=
w</a> <<a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@m=
hc.mw</a>>; <a href=3D"mailto:chimphondalloyd@yahoo.com" target=3D"_blan=
k">chimphondalloyd@yahoo.com</a> <<a href=3D"mailto:chimphondalloyd@yaho=
o.com" target=3D"_blank">chimphondalloyd@yahoo.com</a>>; <a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a> <<a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a>>; <a href=3D"mai=
lto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a> <<a href=3D"m=
ailto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a>>; <a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a> <<a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a>>; Utilit=
ies <<a href=3D"mailto:utilities@natbankmw.com" target=3D"_blank">utilit=
ies@natbankmw.com</a>>;
Thamiko Mphande <<a href=3D"mailto:tmphande@natbankmw.com" target=3D"_b=
lank">tmphande@natbankmw.com</a>><br>
<b>Subject:</b> MHC REPORT DATED 17 NOV 2025</font>
<div>=C2=A0</div>
</div>
<div dir=3D"ltr">
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Team,</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
<br>
</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Kindly find the attached and acknowledge receipt</div>
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div id=3D"m_-6330500480641602540x_Signature">
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Kind regards,</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Wongani Longwe</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Mobile Banking</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<b>Digital Financial Services</b></div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<br>
</div>
<div style=3D"direction:ltr;line-height:1.5;font-family:Calibri,Arial,Helve=
tica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<img style=3D"max-width: 765px;" src=3D"cid:ii_19aa00b425cfb2a40771d"></div=
>
<div style=3D"line-height:1.5;color:rgb(32,31,30)">
<span style=3D"font-size:15px;background-color:rgb(255,255,255)">NBM Head O=
ffice, 2</span><span style=3D"font-size:9pt;background-color:rgb(255,255,25=
5)"><sup>nd</sup></span><span style=3D"font-size:15px;background-color:rgb(=
255,255,255)">=C2=A0Floor - NBM Towers,
7 Henderson Street, P.O. Box 945, Blantyre, Malawi.</span></div>
<div><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:=
rgb(12,100,192);background-color:white;line-height:1.5">E</span><span style=
=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;background=
-color:white;line-height:1.5">:</span><span style=3D"font-family:Calibri,sa=
ns-serif;font-size:14.67px;color:rgb(23,78,134);background-color:white;line=
-height:1.5">=C2=A0<a href=3D"mailto:wlongwe@natbankmw.com" target=3D"_blan=
k">wlongwe@natbankmw.com</a></span><span style=3D"font-family:Calibri,sans-=
serif;font-size:14.67px;color:black;background-color:white;line-height:1.5"=
>=C2=A0|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">P: +265 88 1515 43=
5
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:black;background-color:white;line-height:1.5">|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">EXT: 1223</span><s=
pan style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;b=
ackground-color:white;line-height:1.5"><br>
</span><span style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontServ=
ice,Calibri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)"><img id=
=3D"m_-6330500480641602540x_x_id-signature-image-2AE3AA21-3CC6-4B0F-B7E9-AE=
9ACC75BB7B" alt=3D"signatureImage" style=3D"height: auto; max-width: 798px;=
min-width: auto; min-height: auto;" src=3D"cid:52b7d574-2538-4bc7-8c3f-cf2=
a345d05c6"></span></div>
</div>
<div id=3D"m_-6330500480641602540x_appendonsend"></div>
<div><br>
<div style=3D"font-family:Calibri;text-align:left;color:rgb(0,0,0);margin-l=
eft:5pt;font-size:10pt">
Internal Use Only</div>
</div>
<hr style=3D"display:inline-block;width:98%">
<div id=3D"m_-6330500480641602540x_divRplyFwdMsg" dir=3D"ltr"><font face=3D=
"Calibri, sans-serif" color=3D"#000000" style=3D"font-size:11pt"><b>From:</=
b> Wongani Longwe <<a href=3D"mailto:wlongwe@natbankmw.com" target=3D"_b=
lank">wlongwe@natbankmw.com</a>><br>
<b>Sent:</b> Monday, November 17, 2025 8:23 AM<br>
<b>To:</b> Thamiko Mphande <<a href=3D"mailto:tmphande@natbankmw.com" ta=
rget=3D"_blank">tmphande@natbankmw.com</a>>; Wellington Mbamba <<a hr=
ef=3D"mailto:wmbamba@gmail.com" target=3D"_blank">wmbamba@gmail.com</a>>=
<br>
<b>Cc:</b> Eunice Yona <<a href=3D"mailto:yonae@mhc.mw" target=3D"_blank=
">yonae@mhc.mw</a>>; <a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a> <<a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a>>; <a href=3D"mailto:munthalis@mhc.mw" target=3D"_bla=
nk">munthalis@mhc.mw</a> <<a href=3D"mailto:munthalis@mhc.mw" target=3D"=
_blank">munthalis@mhc.mw</a>>; <a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a> <<a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a>>; <a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a> <<a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a>>; <a href=3D"mailto:sitolos@yahoo.com" t=
arget=3D"_blank">sitolos@yahoo.com</a> <<a href=3D"mailto:sitolos@yahoo.=
com" target=3D"_blank">sitolos@yahoo.com</a>>; <a href=3D"mailto:mdalae@=
mhc.mw" target=3D"_blank">mdalae@mhc.mw</a> <<a href=3D"mailto:mdalae@mh=
c.mw" target=3D"_blank">mdalae@mhc.mw</a>>; <a href=3D"mailto:yesayat@mh=
c.mw" target=3D"_blank">yesayat@mhc.mw</a>
<<a href=3D"mailto:yesayat@mhc.mw" target=3D"_blank">yesayat@mhc.mw</a>=
>; <a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikanyad@mhc=
.mw</a> <<a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikany=
ad@mhc.mw</a>>; <a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a> <<a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a>>; <a href=3D"mailto:yesayatisungane@gmail.com" target=3D"=
_blank">yesayatisungane@gmail.com</a> <<a href=3D"mailto:yesayatisungane=
@gmail.com" target=3D"_blank">yesayatisungane@gmail.com</a>>; <a href=3D=
"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a> <<a=
href=3D"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a=
>>; <a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.mw=
</a> <<a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.=
mw</a>>; <a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank">chimpho=
ndee@mhc.mw</a> <<a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank"=
>chimphondee@mhc.mw</a>>;
<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a> &=
lt;<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a>=
>; <a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@mhc.m=
w</a> <<a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@m=
hc.mw</a>>; <a href=3D"mailto:chimphondalloyd@yahoo.com" target=3D"_blan=
k">chimphondalloyd@yahoo.com</a> <<a href=3D"mailto:chimphondalloyd@yaho=
o.com" target=3D"_blank">chimphondalloyd@yahoo.com</a>>; <a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a> <<a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a>>; <a href=3D"mai=
lto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a> <<a href=3D"m=
ailto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a>>; <a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a> <<a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a>>; Utilit=
ies <<a href=3D"mailto:utilities@natbankmw.com" target=3D"_blank">utilit=
ies@natbankmw.com</a>><br>
<b>Subject:</b> MHC REPORT DATED 14 and 15 NOV 2025</font>
<div>=C2=A0</div>
</div>
<div dir=3D"ltr">
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Team,</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
<br>
</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Kindly find the attached and acknowledge receipt</div>
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div id=3D"m_-6330500480641602540x_x_Signature">
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Kind regards,</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Wongani Longwe</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Mobile Banking</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<b>Digital Financial Services</b></div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<br>
</div>
<div style=3D"direction:ltr;line-height:1.5;font-family:Calibri,Arial,Helve=
tica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<img style=3D"max-width: 765px;" src=3D"cid:ii_19aa00b425c6536e0311c"></div=
>
<div style=3D"line-height:1.5;color:rgb(32,31,30)">
<span style=3D"font-size:15px;background-color:rgb(255,255,255)">NBM Head O=
ffice, 2</span><span style=3D"font-size:9pt;background-color:rgb(255,255,25=
5)"><sup>nd</sup></span><span style=3D"font-size:15px;background-color:rgb(=
255,255,255)">=C2=A0Floor - NBM Towers,
7 Henderson Street, P.O. Box 945, Blantyre, Malawi.</span></div>
<div><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:=
rgb(12,100,192);background-color:white;line-height:1.5">E</span><span style=
=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;background=
-color:white;line-height:1.5">:</span><span style=3D"font-family:Calibri,sa=
ns-serif;font-size:14.67px;color:rgb(23,78,134);background-color:white;line=
-height:1.5">=C2=A0<a href=3D"mailto:wlongwe@natbankmw.com" target=3D"_blan=
k">wlongwe@natbankmw.com</a></span><span style=3D"font-family:Calibri,sans-=
serif;font-size:14.67px;color:black;background-color:white;line-height:1.5"=
>=C2=A0|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">P: +265 88 1515 43=
5
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:black;background-color:white;line-height:1.5">|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">EXT: 1223</span><s=
pan style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;b=
ackground-color:white;line-height:1.5"><br>
</span><span style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontServ=
ice,Calibri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)"><img id=
=3D"m_-6330500480641602540x_x_x_id-signature-image-2AE3AA21-3CC6-4B0F-B7E9-=
AE9ACC75BB7B" alt=3D"signatureImage" style=3D"height: auto; max-width: 798p=
x; min-width: auto; min-height: auto;" src=3D"cid:e1f50ef9-01ca-4ed2-a282-b=
54f0d262691"></span></div>
</div>
<div id=3D"m_-6330500480641602540x_x_appendonsend"></div>
<div><br>
<div style=3D"font-family:Calibri;text-align:left;color:rgb(0,0,0);margin-l=
eft:5pt;font-size:10pt">
Internal Use Only</div>
</div>
<hr style=3D"display:inline-block;width:98%">
<div id=3D"m_-6330500480641602540x_x_divRplyFwdMsg" dir=3D"ltr"><font face=
=3D"Calibri, sans-serif" color=3D"#000000" style=3D"font-size:11pt"><b>From=
:</b> Wongani Longwe <<a href=3D"mailto:wlongwe@natbankmw.com" target=3D=
"_blank">wlongwe@natbankmw.com</a>><br>
<b>Sent:</b> Friday, November 14, 2025 8:29 AM<br>
<b>To:</b> Thamiko Mphande <<a href=3D"mailto:tmphande@natbankmw.com" ta=
rget=3D"_blank">tmphande@natbankmw.com</a>>; Wellington Mbamba <<a hr=
ef=3D"mailto:wmbamba@gmail.com" target=3D"_blank">wmbamba@gmail.com</a>>=
<br>
<b>Cc:</b> Eunice Yona <<a href=3D"mailto:yonae@mhc.mw" target=3D"_blank=
">yonae@mhc.mw</a>>; <a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a> <<a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a>>; <a href=3D"mailto:munthalis@mhc.mw" target=3D"_bla=
nk">munthalis@mhc.mw</a> <<a href=3D"mailto:munthalis@mhc.mw" target=3D"=
_blank">munthalis@mhc.mw</a>>; <a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a> <<a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a>>; <a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a> <<a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a>>; <a href=3D"mailto:sitolos@yahoo.com" t=
arget=3D"_blank">sitolos@yahoo.com</a> <<a href=3D"mailto:sitolos@yahoo.=
com" target=3D"_blank">sitolos@yahoo.com</a>>; <a href=3D"mailto:mdalae@=
mhc.mw" target=3D"_blank">mdalae@mhc.mw</a> <<a href=3D"mailto:mdalae@mh=
c.mw" target=3D"_blank">mdalae@mhc.mw</a>>; <a href=3D"mailto:yesayat@mh=
c.mw" target=3D"_blank">yesayat@mhc.mw</a>
<<a href=3D"mailto:yesayat@mhc.mw" target=3D"_blank">yesayat@mhc.mw</a>=
>; <a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikanyad@mhc=
.mw</a> <<a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikany=
ad@mhc.mw</a>>; <a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a> <<a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a>>; <a href=3D"mailto:yesayatisungane@gmail.com" target=3D"=
_blank">yesayatisungane@gmail.com</a> <<a href=3D"mailto:yesayatisungane=
@gmail.com" target=3D"_blank">yesayatisungane@gmail.com</a>>; <a href=3D=
"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a> <<a=
href=3D"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a=
>>; <a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.mw=
</a> <<a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.=
mw</a>>; <a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank">chimpho=
ndee@mhc.mw</a> <<a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank"=
>chimphondee@mhc.mw</a>>;
<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a> &=
lt;<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a>=
>; <a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@mhc.m=
w</a> <<a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@m=
hc.mw</a>>; <a href=3D"mailto:chimphondalloyd@yahoo.com" target=3D"_blan=
k">chimphondalloyd@yahoo.com</a> <<a href=3D"mailto:chimphondalloyd@yaho=
o.com" target=3D"_blank">chimphondalloyd@yahoo.com</a>>; <a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a> <<a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a>>; <a href=3D"mai=
lto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a> <<a href=3D"m=
ailto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a>>; <a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a> <<a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a>>; Utilit=
ies <<a href=3D"mailto:utilities@natbankmw.com" target=3D"_blank">utilit=
ies@natbankmw.com</a>><br>
<b>Subject:</b> MHC REPORT DATED 12 NOV 2025</font>
<div>=C2=A0</div>
</div>
<div dir=3D"ltr">
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Team,</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
<br>
</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Kindly find the attached and acknowledge receipt</div>
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div id=3D"m_-6330500480641602540x_x_x_Signature">
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Kind regards,</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Wongani Longwe</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Mobile Banking</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<b>Digital Financial Services</b></div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<br>
</div>
<div style=3D"direction:ltr;line-height:1.5;font-family:Calibri,Arial,Helve=
tica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<img style=3D"max-width: 765px;" src=3D"cid:ii_19aa00b425c464729e21b"></div=
>
<div style=3D"line-height:1.5;color:rgb(32,31,30)">
<span style=3D"font-size:15px;background-color:rgb(255,255,255)">NBM Head O=
ffice, 2</span><span style=3D"font-size:9pt;background-color:rgb(255,255,25=
5)"><sup>nd</sup></span><span style=3D"font-size:15px;background-color:rgb(=
255,255,255)">=C2=A0Floor - NBM Towers,
7 Henderson Street, P.O. Box 945, Blantyre, Malawi.</span></div>
<div><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:=
rgb(12,100,192);background-color:white;line-height:1.5">E</span><span style=
=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;background=
-color:white;line-height:1.5">:</span><span style=3D"font-family:Calibri,sa=
ns-serif;font-size:14.67px;color:rgb(23,78,134);background-color:white;line=
-height:1.5">=C2=A0<a href=3D"mailto:wlongwe@natbankmw.com" target=3D"_blan=
k">wlongwe@natbankmw.com</a></span><span style=3D"font-family:Calibri,sans-=
serif;font-size:14.67px;color:black;background-color:white;line-height:1.5"=
>=C2=A0|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">P: +265 88 1515 43=
5
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:black;background-color:white;line-height:1.5">|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">EXT: 1223</span><s=
pan style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;b=
ackground-color:white;line-height:1.5"><br>
</span><span style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontServ=
ice,Calibri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)"><img id=
=3D"m_-6330500480641602540x_x_x_x_id-signature-image-2AE3AA21-3CC6-4B0F-B7E=
9-AE9ACC75BB7B" alt=3D"signatureImage" style=3D"height: auto; max-width: 79=
8px; min-width: auto; min-height: auto;" src=3D"cid:92434c53-6b44-43d8-aa85=
-44e3acbe60bf"></span></div>
</div>
<div id=3D"m_-6330500480641602540x_x_x_appendonsend"></div>
<div><br>
<div style=3D"font-family:Calibri;text-align:left;color:rgb(0,0,0);margin-l=
eft:5pt;font-size:10pt">
Internal Use Only</div>
</div>
<hr style=3D"display:inline-block;width:98%">
<div id=3D"m_-6330500480641602540x_x_x_divRplyFwdMsg" dir=3D"ltr"><font fac=
e=3D"Calibri, sans-serif" color=3D"#000000" style=3D"font-size:11pt"><b>Fro=
m:</b> Wongani Longwe <<a href=3D"mailto:wlongwe@natbankmw.com" target=
=3D"_blank">wlongwe@natbankmw.com</a>><br>
<b>Sent:</b> Thursday, November 13, 2025 9:02 AM<br>
<b>To:</b> Thamiko Mphande <<a href=3D"mailto:tmphande@natbankmw.com" ta=
rget=3D"_blank">tmphande@natbankmw.com</a>>; Wellington Mbamba <<a hr=
ef=3D"mailto:wmbamba@gmail.com" target=3D"_blank">wmbamba@gmail.com</a>>=
<br>
<b>Cc:</b> Eunice Yona <<a href=3D"mailto:yonae@mhc.mw" target=3D"_blank=
">yonae@mhc.mw</a>>; <a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a> <<a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a>>; <a href=3D"mailto:munthalis@mhc.mw" target=3D"_bla=
nk">munthalis@mhc.mw</a> <<a href=3D"mailto:munthalis@mhc.mw" target=3D"=
_blank">munthalis@mhc.mw</a>>; <a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a> <<a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a>>; <a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a> <<a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a>>; <a href=3D"mailto:sitolos@yahoo.com" t=
arget=3D"_blank">sitolos@yahoo.com</a> <<a href=3D"mailto:sitolos@yahoo.=
com" target=3D"_blank">sitolos@yahoo.com</a>>; <a href=3D"mailto:mdalae@=
mhc.mw" target=3D"_blank">mdalae@mhc.mw</a> <<a href=3D"mailto:mdalae@mh=
c.mw" target=3D"_blank">mdalae@mhc.mw</a>>; <a href=3D"mailto:yesayat@mh=
c.mw" target=3D"_blank">yesayat@mhc.mw</a>
<<a href=3D"mailto:yesayat@mhc.mw" target=3D"_blank">yesayat@mhc.mw</a>=
>; <a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikanyad@mhc=
.mw</a> <<a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikany=
ad@mhc.mw</a>>; <a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a> <<a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a>>; <a href=3D"mailto:yesayatisungane@gmail.com" target=3D"=
_blank">yesayatisungane@gmail.com</a> <<a href=3D"mailto:yesayatisungane=
@gmail.com" target=3D"_blank">yesayatisungane@gmail.com</a>>; <a href=3D=
"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a> <<a=
href=3D"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a=
>>; <a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.mw=
</a> <<a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.=
mw</a>>; <a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank">chimpho=
ndee@mhc.mw</a> <<a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank"=
>chimphondee@mhc.mw</a>>;
<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a> &=
lt;<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a>=
>; <a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@mhc.m=
w</a> <<a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@m=
hc.mw</a>>; <a href=3D"mailto:chimphondalloyd@yahoo.com" target=3D"_blan=
k">chimphondalloyd@yahoo.com</a> <<a href=3D"mailto:chimphondalloyd@yaho=
o.com" target=3D"_blank">chimphondalloyd@yahoo.com</a>>; <a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a> <<a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a>>; <a href=3D"mai=
lto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a> <<a href=3D"m=
ailto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a>>; <a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a> <<a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a>>; Utilit=
ies <<a href=3D"mailto:utilities@natbankmw.com" target=3D"_blank">utilit=
ies@natbankmw.com</a>><br>
<b>Subject:</b> MHC REPORT DATED 12 NOV 2025</font>
<div>=C2=A0</div>
</div>
<div dir=3D"ltr">
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Team,</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
<br>
</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Kindly find the attached and acknowledge receipt</div>
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div id=3D"m_-6330500480641602540x_x_x_x_Signature">
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Kind regards,</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Wongani Longwe</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Mobile Banking</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<b>Digital Financial Services</b></div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<br>
</div>
<div style=3D"direction:ltr;line-height:1.5;font-family:Calibri,Arial,Helve=
tica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<img style=3D"max-width: 765px;" src=3D"cid:ii_19aa00b425c87a0f53b1a"></div=
>
<div style=3D"line-height:1.5;color:rgb(32,31,30)">
<span style=3D"font-size:15px;background-color:rgb(255,255,255)">NBM Head O=
ffice, 2</span><span style=3D"font-size:9pt;background-color:rgb(255,255,25=
5)"><sup>nd</sup></span><span style=3D"font-size:15px;background-color:rgb(=
255,255,255)">=C2=A0Floor - NBM Towers,
7 Henderson Street, P.O. Box 945, Blantyre, Malawi.</span></div>
<div><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:=
rgb(12,100,192);background-color:white;line-height:1.5">E</span><span style=
=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;background=
-color:white;line-height:1.5">:</span><span style=3D"font-family:Calibri,sa=
ns-serif;font-size:14.67px;color:rgb(23,78,134);background-color:white;line=
-height:1.5">=C2=A0<a href=3D"mailto:wlongwe@natbankmw.com" target=3D"_blan=
k">wlongwe@natbankmw.com</a></span><span style=3D"font-family:Calibri,sans-=
serif;font-size:14.67px;color:black;background-color:white;line-height:1.5"=
>=C2=A0|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">P: +265 88 1515 43=
5
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:black;background-color:white;line-height:1.5">|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">EXT: 1223</span><s=
pan style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;b=
ackground-color:white;line-height:1.5"><br>
</span><span style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontServ=
ice,Calibri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)"><img id=
=3D"m_-6330500480641602540x_x_x_x_x_id-signature-image-2AE3AA21-3CC6-4B0F-B=
7E9-AE9ACC75BB7B" alt=3D"signatureImage" style=3D"height: auto; max-width: =
798px; min-width: auto; min-height: auto;" src=3D"cid:7cbc6805-cbca-4c97-99=
d8-7faa2de3cdf0"></span></div>
</div>
<div id=3D"m_-6330500480641602540x_x_x_x_appendonsend"></div>
<div><br>
<div style=3D"font-family:Calibri;text-align:left;color:rgb(0,0,0);margin-l=
eft:5pt;font-size:10pt">
Internal Use Only</div>
</div>
<hr style=3D"display:inline-block;width:98%">
<div id=3D"m_-6330500480641602540x_x_x_x_divRplyFwdMsg" dir=3D"ltr"><font f=
ace=3D"Calibri, sans-serif" color=3D"#000000" style=3D"font-size:11pt"><b>F=
rom:</b> Wongani Longwe <<a href=3D"mailto:wlongwe@natbankmw.com" target=
=3D"_blank">wlongwe@natbankmw.com</a>><br>
<b>Sent:</b> Wednesday, November 12, 2025 8:18 AM<br>
<b>To:</b> Thamiko Mphande <<a href=3D"mailto:tmphande@natbankmw.com" ta=
rget=3D"_blank">tmphande@natbankmw.com</a>>; Wellington Mbamba <<a hr=
ef=3D"mailto:wmbamba@gmail.com" target=3D"_blank">wmbamba@gmail.com</a>>=
<br>
<b>Cc:</b> Eunice Yona <<a href=3D"mailto:yonae@mhc.mw" target=3D"_blank=
">yonae@mhc.mw</a>>; <a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a> <<a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a>>; <a href=3D"mailto:munthalis@mhc.mw" target=3D"_bla=
nk">munthalis@mhc.mw</a> <<a href=3D"mailto:munthalis@mhc.mw" target=3D"=
_blank">munthalis@mhc.mw</a>>; <a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a> <<a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a>>; <a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a> <<a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a>>; <a href=3D"mailto:sitolos@yahoo.com" t=
arget=3D"_blank">sitolos@yahoo.com</a> <<a href=3D"mailto:sitolos@yahoo.=
com" target=3D"_blank">sitolos@yahoo.com</a>>; <a href=3D"mailto:mdalae@=
mhc.mw" target=3D"_blank">mdalae@mhc.mw</a> <<a href=3D"mailto:mdalae@mh=
c.mw" target=3D"_blank">mdalae@mhc.mw</a>>; <a href=3D"mailto:yesayat@mh=
c.mw" target=3D"_blank">yesayat@mhc.mw</a>
<<a href=3D"mailto:yesayat@mhc.mw" target=3D"_blank">yesayat@mhc.mw</a>=
>; <a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikanyad@mhc=
.mw</a> <<a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikany=
ad@mhc.mw</a>>; <a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a> <<a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a>>; <a href=3D"mailto:yesayatisungane@gmail.com" target=3D"=
_blank">yesayatisungane@gmail.com</a> <<a href=3D"mailto:yesayatisungane=
@gmail.com" target=3D"_blank">yesayatisungane@gmail.com</a>>; <a href=3D=
"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a> <<a=
href=3D"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a=
>>; <a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.mw=
</a> <<a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.=
mw</a>>; <a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank">chimpho=
ndee@mhc.mw</a> <<a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank"=
>chimphondee@mhc.mw</a>>;
<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a> &=
lt;<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a>=
>; <a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@mhc.m=
w</a> <<a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@m=
hc.mw</a>>; <a href=3D"mailto:chimphondalloyd@yahoo.com" target=3D"_blan=
k">chimphondalloyd@yahoo.com</a> <<a href=3D"mailto:chimphondalloyd@yaho=
o.com" target=3D"_blank">chimphondalloyd@yahoo.com</a>>; <a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a> <<a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a>>; <a href=3D"mai=
lto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a> <<a href=3D"m=
ailto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a>>; <a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a> <<a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a>>; Utilit=
ies <<a href=3D"mailto:utilities@natbankmw.com" target=3D"_blank">utilit=
ies@natbankmw.com</a>><br>
<b>Subject:</b> MHC REPORT DATED 11 NOV 2025</font>
<div>=C2=A0</div>
</div>
<div dir=3D"ltr">
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Team,</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
<br>
</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Kindly find the attached and acknowledge receipt</div>
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div id=3D"m_-6330500480641602540x_x_x_x_x_Signature">
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Kind regards,</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Wongani Longwe</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Mobile Banking</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<b>Digital Financial Services</b></div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<br>
</div>
<div style=3D"direction:ltr;line-height:1.5;font-family:Calibri,Arial,Helve=
tica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<img style=3D"max-width: 765px;" src=3D"cid:ii_19aa00b425ce1f940c719"></div=
>
<div style=3D"line-height:1.5;color:rgb(32,31,30)">
<span style=3D"font-size:15px;background-color:rgb(255,255,255)">NBM Head O=
ffice, 2</span><span style=3D"font-size:9pt;background-color:rgb(255,255,25=
5)"><sup>nd</sup></span><span style=3D"font-size:15px;background-color:rgb(=
255,255,255)">=C2=A0Floor - NBM Towers,
7 Henderson Street, P.O. Box 945, Blantyre, Malawi.</span></div>
<div><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:=
rgb(12,100,192);background-color:white;line-height:1.5">E</span><span style=
=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;background=
-color:white;line-height:1.5">:</span><span style=3D"font-family:Calibri,sa=
ns-serif;font-size:14.67px;color:rgb(23,78,134);background-color:white;line=
-height:1.5">=C2=A0<a href=3D"mailto:wlongwe@natbankmw.com" target=3D"_blan=
k">wlongwe@natbankmw.com</a></span><span style=3D"font-family:Calibri,sans-=
serif;font-size:14.67px;color:black;background-color:white;line-height:1.5"=
>=C2=A0|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">P: +265 88 1515 43=
5
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:black;background-color:white;line-height:1.5">|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">EXT: 1223</span><s=
pan style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;b=
ackground-color:white;line-height:1.5"><br>
</span><span style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontServ=
ice,Calibri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)"><img id=
=3D"m_-6330500480641602540x_x_x_x_x_x_id-signature-image-2AE3AA21-3CC6-4B0F=
-B7E9-AE9ACC75BB7B" alt=3D"signatureImage" style=3D"height: auto; max-width=
: 798px; min-width: auto; min-height: auto;" src=3D"cid:6a7092f1-d966-4314-=
a214-7718384067a3"></span></div>
</div>
<div id=3D"m_-6330500480641602540x_x_x_x_x_appendonsend"></div>
<div><br>
<div style=3D"font-family:Calibri;text-align:left;color:rgb(0,0,0);margin-l=
eft:5pt;font-size:10pt">
Internal Use Only</div>
</div>
<hr style=3D"display:inline-block;width:98%">
<div id=3D"m_-6330500480641602540x_x_x_x_x_divRplyFwdMsg" dir=3D"ltr"><font=
face=3D"Calibri, sans-serif" color=3D"#000000" style=3D"font-size:11pt"><b=
>From:</b> Wongani Longwe <<a href=3D"mailto:wlongwe@natbankmw.com" targ=
et=3D"_blank">wlongwe@natbankmw.com</a>><br>
<b>Sent:</b> Tuesday, November 11, 2025 8:32 AM<br>
<b>To:</b> Thamiko Mphande <<a href=3D"mailto:tmphande@natbankmw.com" ta=
rget=3D"_blank">tmphande@natbankmw.com</a>>; Wellington Mbamba <<a hr=
ef=3D"mailto:wmbamba@gmail.com" target=3D"_blank">wmbamba@gmail.com</a>>=
<br>
<b>Cc:</b> Eunice Yona <<a href=3D"mailto:yonae@mhc.mw" target=3D"_blank=
">yonae@mhc.mw</a>>; <a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a> <<a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a>>; <a href=3D"mailto:munthalis@mhc.mw" target=3D"_bla=
nk">munthalis@mhc.mw</a> <<a href=3D"mailto:munthalis@mhc.mw" target=3D"=
_blank">munthalis@mhc.mw</a>>; <a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a> <<a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a>>; <a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a> <<a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a>>; <a href=3D"mailto:sitolos@yahoo.com" t=
arget=3D"_blank">sitolos@yahoo.com</a> <<a href=3D"mailto:sitolos@yahoo.=
com" target=3D"_blank">sitolos@yahoo.com</a>>; <a href=3D"mailto:mdalae@=
mhc.mw" target=3D"_blank">mdalae@mhc.mw</a> <<a href=3D"mailto:mdalae@mh=
c.mw" target=3D"_blank">mdalae@mhc.mw</a>>; <a href=3D"mailto:yesayat@mh=
c.mw" target=3D"_blank">yesayat@mhc.mw</a>
<<a href=3D"mailto:yesayat@mhc.mw" target=3D"_blank">yesayat@mhc.mw</a>=
>; <a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikanyad@mhc=
.mw</a> <<a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikany=
ad@mhc.mw</a>>; <a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a> <<a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a>>; <a href=3D"mailto:yesayatisungane@gmail.com" target=3D"=
_blank">yesayatisungane@gmail.com</a> <<a href=3D"mailto:yesayatisungane=
@gmail.com" target=3D"_blank">yesayatisungane@gmail.com</a>>; <a href=3D=
"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a> <<a=
href=3D"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a=
>>; <a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.mw=
</a> <<a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.=
mw</a>>; <a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank">chimpho=
ndee@mhc.mw</a> <<a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank"=
>chimphondee@mhc.mw</a>>;
<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a> &=
lt;<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a>=
>; <a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@mhc.m=
w</a> <<a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@m=
hc.mw</a>>; <a href=3D"mailto:chimphondalloyd@yahoo.com" target=3D"_blan=
k">chimphondalloyd@yahoo.com</a> <<a href=3D"mailto:chimphondalloyd@yaho=
o.com" target=3D"_blank">chimphondalloyd@yahoo.com</a>>; <a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a> <<a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a>>; <a href=3D"mai=
lto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a> <<a href=3D"m=
ailto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a>>; <a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a> <<a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a>>; Utilit=
ies <<a href=3D"mailto:utilities@natbankmw.com" target=3D"_blank">utilit=
ies@natbankmw.com</a>><br>
<b>Subject:</b> MHC REPORT DATED 10 NOV 2025</font>
<div>=C2=A0</div>
</div>
<div dir=3D"ltr">
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Team,</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
<br>
</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Kindly find the attached and acknowledge receipt</div>
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div id=3D"m_-6330500480641602540x_x_x_x_x_x_Signature">
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Kind regards,</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Wongani Longwe</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Mobile Banking</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<b>Digital Financial Services</b></div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<br>
</div>
<div style=3D"direction:ltr;line-height:1.5;font-family:Calibri,Arial,Helve=
tica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<img style=3D"max-width: 765px;" src=3D"cid:ii_19aa00b425c80a9591518"></div=
>
<div style=3D"line-height:1.5;color:rgb(32,31,30)">
<span style=3D"font-size:15px;background-color:rgb(255,255,255)">NBM Head O=
ffice, 2</span><span style=3D"font-size:9pt;background-color:rgb(255,255,25=
5)"><sup>nd</sup></span><span style=3D"font-size:15px;background-color:rgb(=
255,255,255)">=C2=A0Floor - NBM Towers,
7 Henderson Street, P.O. Box 945, Blantyre, Malawi.</span></div>
<div><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:=
rgb(12,100,192);background-color:white;line-height:1.5">E</span><span style=
=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;background=
-color:white;line-height:1.5">:</span><span style=3D"font-family:Calibri,sa=
ns-serif;font-size:14.67px;color:rgb(23,78,134);background-color:white;line=
-height:1.5">=C2=A0<a href=3D"mailto:wlongwe@natbankmw.com" target=3D"_blan=
k">wlongwe@natbankmw.com</a></span><span style=3D"font-family:Calibri,sans-=
serif;font-size:14.67px;color:black;background-color:white;line-height:1.5"=
>=C2=A0|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">P: +265 88 1515 43=
5
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:black;background-color:white;line-height:1.5">|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">EXT: 1223</span><s=
pan style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;b=
ackground-color:white;line-height:1.5"><br>
</span><span style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontServ=
ice,Calibri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)"><img id=
=3D"m_-6330500480641602540x_x_x_x_x_x_x_id-signature-image-2AE3AA21-3CC6-4B=
0F-B7E9-AE9ACC75BB7B" alt=3D"signatureImage" style=3D"height: auto; max-wid=
th: 798px; min-width: auto; min-height: auto;" src=3D"cid:9540359d-7b75-490=
a-ac45-c3161ec1ffdc"></span></div>
</div>
<div id=3D"m_-6330500480641602540x_x_x_x_x_x_appendonsend"></div>
<div><br>
<div style=3D"font-family:Calibri;text-align:left;color:rgb(0,0,0);margin-l=
eft:5pt;font-size:10pt">
Internal Use Only</div>
</div>
<hr style=3D"display:inline-block;width:98%">
<div id=3D"m_-6330500480641602540x_x_x_x_x_x_divRplyFwdMsg" dir=3D"ltr"><fo=
nt face=3D"Calibri, sans-serif" color=3D"#000000" style=3D"font-size:11pt">=
<b>From:</b> Wongani Longwe <<a href=3D"mailto:wlongwe@natbankmw.com" ta=
rget=3D"_blank">wlongwe@natbankmw.com</a>><br>
<b>Sent:</b> Friday, November 7, 2025 8:14 AM<br>
<b>To:</b> Thamiko Mphande <<a href=3D"mailto:tmphande@natbankmw.com" ta=
rget=3D"_blank">tmphande@natbankmw.com</a>>; Wellington Mbamba <<a hr=
ef=3D"mailto:wmbamba@gmail.com" target=3D"_blank">wmbamba@gmail.com</a>>=
<br>
<b>Cc:</b> Eunice Yona <<a href=3D"mailto:yonae@mhc.mw" target=3D"_blank=
">yonae@mhc.mw</a>>; <a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a> <<a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a>>; <a href=3D"mailto:munthalis@mhc.mw" target=3D"_bla=
nk">munthalis@mhc.mw</a> <<a href=3D"mailto:munthalis@mhc.mw" target=3D"=
_blank">munthalis@mhc.mw</a>>; <a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a> <<a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a>>; <a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a> <<a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a>>; <a href=3D"mailto:sitolos@yahoo.com" t=
arget=3D"_blank">sitolos@yahoo.com</a> <<a href=3D"mailto:sitolos@yahoo.=
com" target=3D"_blank">sitolos@yahoo.com</a>>; <a href=3D"mailto:mdalae@=
mhc.mw" target=3D"_blank">mdalae@mhc.mw</a> <<a href=3D"mailto:mdalae@mh=
c.mw" target=3D"_blank">mdalae@mhc.mw</a>>; <a href=3D"mailto:yesayat@mh=
c.mw" target=3D"_blank">yesayat@mhc.mw</a>
<<a href=3D"mailto:yesayat@mhc.mw" target=3D"_blank">yesayat@mhc.mw</a>=
>; <a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikanyad@mhc=
.mw</a> <<a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikany=
ad@mhc.mw</a>>; <a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a> <<a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a>>; <a href=3D"mailto:yesayatisungane@gmail.com" target=3D"=
_blank">yesayatisungane@gmail.com</a> <<a href=3D"mailto:yesayatisungane=
@gmail.com" target=3D"_blank">yesayatisungane@gmail.com</a>>; <a href=3D=
"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a> <<a=
href=3D"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a=
>>; <a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.mw=
</a> <<a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.=
mw</a>>; <a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank">chimpho=
ndee@mhc.mw</a> <<a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank"=
>chimphondee@mhc.mw</a>>;
<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a> &=
lt;<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a>=
>; <a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@mhc.m=
w</a> <<a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@m=
hc.mw</a>>; <a href=3D"mailto:chimphondalloyd@yahoo.com" target=3D"_blan=
k">chimphondalloyd@yahoo.com</a> <<a href=3D"mailto:chimphondalloyd@yaho=
o.com" target=3D"_blank">chimphondalloyd@yahoo.com</a>>; <a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a> <<a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a>>; <a href=3D"mai=
lto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a> <<a href=3D"m=
ailto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a>>; <a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a> <<a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a>>; Utilit=
ies <<a href=3D"mailto:utilities@natbankmw.com" target=3D"_blank">utilit=
ies@natbankmw.com</a>><br>
<b>Subject:</b> MHC REPORT DATED 06 NOV 2025</font>
<div>=C2=A0</div>
</div>
<div dir=3D"ltr">
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Team,</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
<br>
</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Kindly find the attached and acknowledge receipt</div>
<div id=3D"m_-6330500480641602540x_x_x_x_x_x_x_Signature">
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Kind regards,</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Wongani Longwe</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Mobile Banking</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<b>Digital Financial Services</b></div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<br>
</div>
<div style=3D"direction:ltr;line-height:1.5;font-family:Calibri,Arial,Helve=
tica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<img style=3D"max-width: 765px;" src=3D"cid:ii_19aa00b425ca4c977c317"></div=
>
<div style=3D"line-height:1.5;color:rgb(32,31,30)">
<span style=3D"font-size:15px;background-color:rgb(255,255,255)">NBM Head O=
ffice, 2</span><span style=3D"font-size:9pt;background-color:rgb(255,255,25=
5)"><sup>nd</sup></span><span style=3D"font-size:15px;background-color:rgb(=
255,255,255)">=C2=A0Floor - NBM Towers,
7 Henderson Street, P.O. Box 945, Blantyre, Malawi.</span></div>
<div><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:=
rgb(12,100,192);background-color:white;line-height:1.5">E</span><span style=
=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;background=
-color:white;line-height:1.5">:</span><span style=3D"font-family:Calibri,sa=
ns-serif;font-size:14.67px;color:rgb(23,78,134);background-color:white;line=
-height:1.5">=C2=A0<a href=3D"mailto:wlongwe@natbankmw.com" target=3D"_blan=
k">wlongwe@natbankmw.com</a></span><span style=3D"font-family:Calibri,sans-=
serif;font-size:14.67px;color:black;background-color:white;line-height:1.5"=
>=C2=A0|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">P: +265 88 1515 43=
5
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:black;background-color:white;line-height:1.5">|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">EXT: 1223</span><s=
pan style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;b=
ackground-color:white;line-height:1.5"><br>
</span><span style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontServ=
ice,Calibri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)"><img id=
=3D"m_-6330500480641602540x_x_x_x_x_x_x_x_id-signature-image-2AE3AA21-3CC6-=
4B0F-B7E9-AE9ACC75BB7B" alt=3D"signatureImage" style=3D"height: auto; max-w=
idth: 798px; min-width: auto; min-height: auto;" src=3D"cid:96d68cfa-b2ee-4=
621-baba-32ec4cfcc99e"></span></div>
</div>
<div id=3D"m_-6330500480641602540x_x_x_x_x_x_x_appendonsend"></div>
<div><br>
<div style=3D"font-family:Calibri;text-align:left;color:rgb(0,0,0);margin-l=
eft:5pt;font-size:10pt">
Internal Use Only</div>
</div>
<hr style=3D"display:inline-block;width:98%">
<div id=3D"m_-6330500480641602540x_x_x_x_x_x_x_divRplyFwdMsg" dir=3D"ltr"><=
font face=3D"Calibri, sans-serif" color=3D"#000000" style=3D"font-size:11pt=
"><b>From:</b> Wongani Longwe <<a href=3D"mailto:wlongwe@natbankmw.com" =
target=3D"_blank">wlongwe@natbankmw.com</a>><br>
<b>Sent:</b> Thursday, November 6, 2025 8:15 AM<br>
<b>To:</b> Thamiko Mphande <<a href=3D"mailto:tmphande@natbankmw.com" ta=
rget=3D"_blank">tmphande@natbankmw.com</a>>; Wellington Mbamba <<a hr=
ef=3D"mailto:wmbamba@gmail.com" target=3D"_blank">wmbamba@gmail.com</a>>=
<br>
<b>Cc:</b> Eunice Yona <<a href=3D"mailto:yonae@mhc.mw" target=3D"_blank=
">yonae@mhc.mw</a>>; <a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a> <<a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a>>; <a href=3D"mailto:munthalis@mhc.mw" target=3D"_bla=
nk">munthalis@mhc.mw</a> <<a href=3D"mailto:munthalis@mhc.mw" target=3D"=
_blank">munthalis@mhc.mw</a>>; <a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a> <<a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a>>; <a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a> <<a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a>>; <a href=3D"mailto:sitolos@yahoo.com" t=
arget=3D"_blank">sitolos@yahoo.com</a> <<a href=3D"mailto:sitolos@yahoo.=
com" target=3D"_blank">sitolos@yahoo.com</a>>; <a href=3D"mailto:mdalae@=
mhc.mw" target=3D"_blank">mdalae@mhc.mw</a> <<a href=3D"mailto:mdalae@mh=
c.mw" target=3D"_blank">mdalae@mhc.mw</a>>; <a href=3D"mailto:yesayat@mh=
c.mw" target=3D"_blank">yesayat@mhc.mw</a>
<<a href=3D"mailto:yesayat@mhc.mw" target=3D"_blank">yesayat@mhc.mw</a>=
>; <a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikanyad@mhc=
.mw</a> <<a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikany=
ad@mhc.mw</a>>; <a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a> <<a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a>>; <a href=3D"mailto:yesayatisungane@gmail.com" target=3D"=
_blank">yesayatisungane@gmail.com</a> <<a href=3D"mailto:yesayatisungane=
@gmail.com" target=3D"_blank">yesayatisungane@gmail.com</a>>; <a href=3D=
"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a> <<a=
href=3D"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a=
>>; <a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.mw=
</a> <<a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.=
mw</a>>; <a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank">chimpho=
ndee@mhc.mw</a> <<a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank"=
>chimphondee@mhc.mw</a>>;
<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a> &=
lt;<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a>=
>; <a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@mhc.m=
w</a> <<a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@m=
hc.mw</a>>; <a href=3D"mailto:chimphondalloyd@yahoo.com" target=3D"_blan=
k">chimphondalloyd@yahoo.com</a> <<a href=3D"mailto:chimphondalloyd@yaho=
o.com" target=3D"_blank">chimphondalloyd@yahoo.com</a>>; <a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a> <<a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a>>; <a href=3D"mai=
lto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a> <<a href=3D"m=
ailto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a>>; <a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a> <<a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a>>; Utilit=
ies <<a href=3D"mailto:utilities@natbankmw.com" target=3D"_blank">utilit=
ies@natbankmw.com</a>><br>
<b>Subject:</b> MHC REPORT DATED 05 NOV 2025</font>
<div>=C2=A0</div>
</div>
<div dir=3D"ltr">
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Team,</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
<br>
</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Kindly find the attached and acknowledge receipt</div>
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div id=3D"m_-6330500480641602540x_x_x_x_x_x_x_x_Signature">
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Kind regards,</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Wongani Longwe</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Mobile Banking</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<b>Digital Financial Services</b></div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<br>
</div>
<div style=3D"direction:ltr;line-height:1.5;font-family:Calibri,Arial,Helve=
tica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<img style=3D"max-width: 765px;" src=3D"cid:ii_19aa00b425c17bfb86016"></div=
>
<div style=3D"line-height:1.5;color:rgb(32,31,30)">
<span style=3D"font-size:15px;background-color:rgb(255,255,255)">NBM Head O=
ffice, 2</span><span style=3D"font-size:9pt;background-color:rgb(255,255,25=
5)"><sup>nd</sup></span><span style=3D"font-size:15px;background-color:rgb(=
255,255,255)">=C2=A0Floor - NBM Towers,
7 Henderson Street, P.O. Box 945, Blantyre, Malawi.</span></div>
<div><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:=
rgb(12,100,192);background-color:white;line-height:1.5">E</span><span style=
=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;background=
-color:white;line-height:1.5">:</span><span style=3D"font-family:Calibri,sa=
ns-serif;font-size:14.67px;color:rgb(23,78,134);background-color:white;line=
-height:1.5">=C2=A0<a href=3D"mailto:wlongwe@natbankmw.com" target=3D"_blan=
k">wlongwe@natbankmw.com</a></span><span style=3D"font-family:Calibri,sans-=
serif;font-size:14.67px;color:black;background-color:white;line-height:1.5"=
>=C2=A0|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">P: +265 88 1515 43=
5
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:black;background-color:white;line-height:1.5">|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">EXT: 1223</span><s=
pan style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;b=
ackground-color:white;line-height:1.5"><br>
</span><span style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontServ=
ice,Calibri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)"><img id=
=3D"m_-6330500480641602540x_x_x_x_x_x_x_x_x_id-signature-image-2AE3AA21-3CC=
6-4B0F-B7E9-AE9ACC75BB7B" alt=3D"signatureImage" style=3D"height: auto; max=
-width: 798px; min-width: auto; min-height: auto;" src=3D"cid:9e984a59-8689=
-4c70-8a61-a17a6b5cd3e2"></span></div>
</div>
<div id=3D"m_-6330500480641602540x_x_x_x_x_x_x_x_appendonsend"></div>
<div><br>
<div style=3D"font-family:Calibri;text-align:left;color:rgb(0,0,0);margin-l=
eft:5pt;font-size:10pt">
Internal Use Only</div>
</div>
<hr style=3D"display:inline-block;width:98%">
<div id=3D"m_-6330500480641602540x_x_x_x_x_x_x_x_divRplyFwdMsg" dir=3D"ltr"=
><font face=3D"Calibri, sans-serif" color=3D"#000000" style=3D"font-size:11=
pt"><b>From:</b> Wongani Longwe <<a href=3D"mailto:wlongwe@natbankmw.com=
" target=3D"_blank">wlongwe@natbankmw.com</a>><br>
<b>Sent:</b> Wednesday, November 5, 2025 8:31 AM<br>
<b>To:</b> Thamiko Mphande <<a href=3D"mailto:tmphande@natbankmw.com" ta=
rget=3D"_blank">tmphande@natbankmw.com</a>>; Wellington Mbamba <<a hr=
ef=3D"mailto:wmbamba@gmail.com" target=3D"_blank">wmbamba@gmail.com</a>>=
<br>
<b>Cc:</b> Eunice Yona <<a href=3D"mailto:yonae@mhc.mw" target=3D"_blank=
">yonae@mhc.mw</a>>; <a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a> <<a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a>>; <a href=3D"mailto:munthalis@mhc.mw" target=3D"_bla=
nk">munthalis@mhc.mw</a> <<a href=3D"mailto:munthalis@mhc.mw" target=3D"=
_blank">munthalis@mhc.mw</a>>; <a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a> <<a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a>>; <a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a> <<a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a>>; <a href=3D"mailto:sitolos@yahoo.com" t=
arget=3D"_blank">sitolos@yahoo.com</a> <<a href=3D"mailto:sitolos@yahoo.=
com" target=3D"_blank">sitolos@yahoo.com</a>>; <a href=3D"mailto:mdalae@=
mhc.mw" target=3D"_blank">mdalae@mhc.mw</a> <<a href=3D"mailto:mdalae@mh=
c.mw" target=3D"_blank">mdalae@mhc.mw</a>>; <a href=3D"mailto:yesayat@mh=
c.mw" target=3D"_blank">yesayat@mhc.mw</a>
<<a href=3D"mailto:yesayat@mhc.mw" target=3D"_blank">yesayat@mhc.mw</a>=
>; <a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikanyad@mhc=
.mw</a> <<a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikany=
ad@mhc.mw</a>>; <a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a> <<a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a>>; <a href=3D"mailto:yesayatisungane@gmail.com" target=3D"=
_blank">yesayatisungane@gmail.com</a> <<a href=3D"mailto:yesayatisungane=
@gmail.com" target=3D"_blank">yesayatisungane@gmail.com</a>>; <a href=3D=
"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a> <<a=
href=3D"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a=
>>; <a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.mw=
</a> <<a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.=
mw</a>>; <a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank">chimpho=
ndee@mhc.mw</a> <<a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank"=
>chimphondee@mhc.mw</a>>;
<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a> &=
lt;<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a>=
>; <a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@mhc.m=
w</a> <<a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@m=
hc.mw</a>>; <a href=3D"mailto:chimphondalloyd@yahoo.com" target=3D"_blan=
k">chimphondalloyd@yahoo.com</a> <<a href=3D"mailto:chimphondalloyd@yaho=
o.com" target=3D"_blank">chimphondalloyd@yahoo.com</a>>; <a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a> <<a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a>>; <a href=3D"mai=
lto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a> <<a href=3D"m=
ailto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a>>; <a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a> <<a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a>>; Utilit=
ies <<a href=3D"mailto:utilities@natbankmw.com" target=3D"_blank">utilit=
ies@natbankmw.com</a>><br>
<b>Subject:</b> MHC REPORT DATED 04 NOV 2025</font>
<div>=C2=A0</div>
</div>
<div dir=3D"ltr">
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Team,</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
<br>
</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Kindly find the attached and acknowledge receipt</div>
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div id=3D"m_-6330500480641602540x_x_x_x_x_x_x_x_x_Signature">
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Kind regards,</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Wongani Longwe</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Mobile Banking</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<b>Digital Financial Services</b></div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<br>
</div>
<div style=3D"direction:ltr;line-height:1.5;font-family:Calibri,Arial,Helve=
tica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<img style=3D"max-width: 765px;" src=3D"cid:ii_19aa00b425c72e80f4d15"></div=
>
<div style=3D"line-height:1.5;color:rgb(32,31,30)">
<span style=3D"font-size:15px;background-color:rgb(255,255,255)">NBM Head O=
ffice, 2</span><span style=3D"font-size:9pt;background-color:rgb(255,255,25=
5)"><sup>nd</sup></span><span style=3D"font-size:15px;background-color:rgb(=
255,255,255)">=C2=A0Floor - NBM Towers,
7 Henderson Street, P.O. Box 945, Blantyre, Malawi.</span></div>
<div><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:=
rgb(12,100,192);background-color:white;line-height:1.5">E</span><span style=
=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;background=
-color:white;line-height:1.5">:</span><span style=3D"font-family:Calibri,sa=
ns-serif;font-size:14.67px;color:rgb(23,78,134);background-color:white;line=
-height:1.5">=C2=A0<a href=3D"mailto:wlongwe@natbankmw.com" target=3D"_blan=
k">wlongwe@natbankmw.com</a></span><span style=3D"font-family:Calibri,sans-=
serif;font-size:14.67px;color:black;background-color:white;line-height:1.5"=
>=C2=A0|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">P: +265 88 1515 43=
5
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:black;background-color:white;line-height:1.5">|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">EXT: 1223</span><s=
pan style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;b=
ackground-color:white;line-height:1.5"><br>
</span><span style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontServ=
ice,Calibri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)"><img id=
=3D"m_-6330500480641602540x_x_x_x_x_x_x_x_x_x_id-signature-image-2AE3AA21-3=
CC6-4B0F-B7E9-AE9ACC75BB7B" alt=3D"signatureImage" style=3D"height: auto; m=
ax-width: 798px; min-width: auto; min-height: auto;" src=3D"cid:23c10b16-21=
c9-4d56-9908-de02824eab5b"></span></div>
</div>
<div id=3D"m_-6330500480641602540x_x_x_x_x_x_x_x_x_appendonsend"></div>
<div><br>
<div style=3D"font-family:Calibri;text-align:left;color:rgb(0,0,0);margin-l=
eft:5pt;font-size:10pt">
Internal Use Only</div>
</div>
<hr style=3D"display:inline-block;width:98%">
<div id=3D"m_-6330500480641602540x_x_x_x_x_x_x_x_x_divRplyFwdMsg" dir=3D"lt=
r"><font face=3D"Calibri, sans-serif" color=3D"#000000" style=3D"font-size:=
11pt"><b>From:</b> Wongani Longwe <<a href=3D"mailto:wlongwe@natbankmw.c=
om" target=3D"_blank">wlongwe@natbankmw.com</a>><br>
<b>Sent:</b> Tuesday, November 4, 2025 8:05 AM<br>
<b>To:</b> Thamiko Mphande <<a href=3D"mailto:tmphande@natbankmw.com" ta=
rget=3D"_blank">tmphande@natbankmw.com</a>>; Wellington Mbamba <<a hr=
ef=3D"mailto:wmbamba@gmail.com" target=3D"_blank">wmbamba@gmail.com</a>>=
<br>
<b>Cc:</b> Eunice Yona <<a href=3D"mailto:yonae@mhc.mw" target=3D"_blank=
">yonae@mhc.mw</a>>; <a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a> <<a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a>>; <a href=3D"mailto:munthalis@mhc.mw" target=3D"_bla=
nk">munthalis@mhc.mw</a> <<a href=3D"mailto:munthalis@mhc.mw" target=3D"=
_blank">munthalis@mhc.mw</a>>; <a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a> <<a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a>>; <a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a> <<a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a>>; <a href=3D"mailto:sitolos@yahoo.com" t=
arget=3D"_blank">sitolos@yahoo.com</a> <<a href=3D"mailto:sitolos@yahoo.=
com" target=3D"_blank">sitolos@yahoo.com</a>>; <a href=3D"mailto:mdalae@=
mhc.mw" target=3D"_blank">mdalae@mhc.mw</a> <<a href=3D"mailto:mdalae@mh=
c.mw" target=3D"_blank">mdalae@mhc.mw</a>>; <a href=3D"mailto:yesayat@mh=
c.mw" target=3D"_blank">yesayat@mhc.mw</a>
<<a href=3D"mailto:yesayat@mhc.mw" target=3D"_blank">yesayat@mhc.mw</a>=
>; <a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikanyad@mhc=
.mw</a> <<a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikany=
ad@mhc.mw</a>>; <a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a> <<a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a>>; <a href=3D"mailto:yesayatisungane@gmail.com" target=3D"=
_blank">yesayatisungane@gmail.com</a> <<a href=3D"mailto:yesayatisungane=
@gmail.com" target=3D"_blank">yesayatisungane@gmail.com</a>>; <a href=3D=
"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a> <<a=
href=3D"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a=
>>; <a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.mw=
</a> <<a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.=
mw</a>>; <a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank">chimpho=
ndee@mhc.mw</a> <<a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank"=
>chimphondee@mhc.mw</a>>;
<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a> &=
lt;<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a>=
>; <a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@mhc.m=
w</a> <<a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@m=
hc.mw</a>>; <a href=3D"mailto:chimphondalloyd@yahoo.com" target=3D"_blan=
k">chimphondalloyd@yahoo.com</a> <<a href=3D"mailto:chimphondalloyd@yaho=
o.com" target=3D"_blank">chimphondalloyd@yahoo.com</a>>; <a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a> <<a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a>>; <a href=3D"mai=
lto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a> <<a href=3D"m=
ailto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a>>; <a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a> <<a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a>>; Utilit=
ies <<a href=3D"mailto:utilities@natbankmw.com" target=3D"_blank">utilit=
ies@natbankmw.com</a>><br>
<b>Subject:</b> MHC REPORT DATED 03 NOV 2025</font>
<div>=C2=A0</div>
</div>
<div dir=3D"ltr">
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Team,</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
<br>
</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Kindly find the attached and acknowledge receipt</div>
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div id=3D"m_-6330500480641602540x_x_x_x_x_x_x_x_x_x_Signature">
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Kind regards,</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Wongani Longwe</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Mobile Banking</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<b>Digital Financial Services</b></div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<br>
</div>
<div style=3D"direction:ltr;line-height:1.5;font-family:Calibri,Arial,Helve=
tica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<img style=3D"max-width: 765px;" src=3D"cid:ii_19aa00b425c4e33794c14"></div=
>
<div style=3D"line-height:1.5;color:rgb(32,31,30)">
<span style=3D"font-size:15px;background-color:rgb(255,255,255)">NBM Head O=
ffice, 2</span><span style=3D"font-size:9pt;background-color:rgb(255,255,25=
5)"><sup>nd</sup></span><span style=3D"font-size:15px;background-color:rgb(=
255,255,255)">=C2=A0Floor - NBM Towers,
7 Henderson Street, P.O. Box 945, Blantyre, Malawi.</span></div>
<div><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:=
rgb(12,100,192);background-color:white;line-height:1.5">E</span><span style=
=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;background=
-color:white;line-height:1.5">:</span><span style=3D"font-family:Calibri,sa=
ns-serif;font-size:14.67px;color:rgb(23,78,134);background-color:white;line=
-height:1.5">=C2=A0<a href=3D"mailto:wlongwe@natbankmw.com" target=3D"_blan=
k">wlongwe@natbankmw.com</a></span><span style=3D"font-family:Calibri,sans-=
serif;font-size:14.67px;color:black;background-color:white;line-height:1.5"=
>=C2=A0|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">P: +265 88 1515 43=
5
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:black;background-color:white;line-height:1.5">|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">EXT: 1223</span><s=
pan style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;b=
ackground-color:white;line-height:1.5"><br>
</span><span style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontServ=
ice,Calibri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)"><img id=
=3D"m_-6330500480641602540x_x_x_x_x_x_x_x_x_x_x_id-signature-image-2AE3AA21=
-3CC6-4B0F-B7E9-AE9ACC75BB7B" alt=3D"signatureImage" style=3D"height: auto;=
max-width: 798px; min-width: auto; min-height: auto;" src=3D"cid:48cff611-=
575d-44df-9db4-0d3905bf59bc"></span></div>
</div>
<div id=3D"m_-6330500480641602540x_x_x_x_x_x_x_x_x_x_appendonsend"></div>
<div><br>
<div style=3D"font-family:Calibri;text-align:left;color:rgb(0,0,0);margin-l=
eft:5pt;font-size:10pt">
Internal Use Only</div>
</div>
<hr style=3D"display:inline-block;width:98%">
<div id=3D"m_-6330500480641602540x_x_x_x_x_x_x_x_x_x_divRplyFwdMsg" dir=3D"=
ltr"><font face=3D"Calibri, sans-serif" color=3D"#000000" style=3D"font-siz=
e:11pt"><b>From:</b> Wongani Longwe <<a href=3D"mailto:wlongwe@natbankmw=
.com" target=3D"_blank">wlongwe@natbankmw.com</a>><br>
<b>Sent:</b> Monday, November 3, 2025 8:31 AM<br>
<b>To:</b> Thamiko Mphande <<a href=3D"mailto:tmphande@natbankmw.com" ta=
rget=3D"_blank">tmphande@natbankmw.com</a>>; Wellington Mbamba <<a hr=
ef=3D"mailto:wmbamba@gmail.com" target=3D"_blank">wmbamba@gmail.com</a>>=
<br>
<b>Cc:</b> Eunice Yona <<a href=3D"mailto:yonae@mhc.mw" target=3D"_blank=
">yonae@mhc.mw</a>>; <a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a> <<a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a>>; <a href=3D"mailto:munthalis@mhc.mw" target=3D"_bla=
nk">munthalis@mhc.mw</a> <<a href=3D"mailto:munthalis@mhc.mw" target=3D"=
_blank">munthalis@mhc.mw</a>>; <a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a> <<a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a>>; <a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a> <<a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a>>; <a href=3D"mailto:sitolos@yahoo.com" t=
arget=3D"_blank">sitolos@yahoo.com</a> <<a href=3D"mailto:sitolos@yahoo.=
com" target=3D"_blank">sitolos@yahoo.com</a>>; <a href=3D"mailto:mdalae@=
mhc.mw" target=3D"_blank">mdalae@mhc.mw</a> <<a href=3D"mailto:mdalae@mh=
c.mw" target=3D"_blank">mdalae@mhc.mw</a>>; <a href=3D"mailto:yesayat@mh=
c.mw" target=3D"_blank">yesayat@mhc.mw</a>
<<a href=3D"mailto:yesayat@mhc.mw" target=3D"_blank">yesayat@mhc.mw</a>=
>; <a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikanyad@mhc=
.mw</a> <<a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikany=
ad@mhc.mw</a>>; <a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a> <<a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a>>; <a href=3D"mailto:yesayatisungane@gmail.com" target=3D"=
_blank">yesayatisungane@gmail.com</a> <<a href=3D"mailto:yesayatisungane=
@gmail.com" target=3D"_blank">yesayatisungane@gmail.com</a>>; <a href=3D=
"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a> <<a=
href=3D"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a=
>>; <a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.mw=
</a> <<a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.=
mw</a>>; <a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank">chimpho=
ndee@mhc.mw</a> <<a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank"=
>chimphondee@mhc.mw</a>>;
<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a> &=
lt;<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a>=
>; <a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@mhc.m=
w</a> <<a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@m=
hc.mw</a>>; <a href=3D"mailto:chimphondalloyd@yahoo.com" target=3D"_blan=
k">chimphondalloyd@yahoo.com</a> <<a href=3D"mailto:chimphondalloyd@yaho=
o.com" target=3D"_blank">chimphondalloyd@yahoo.com</a>>; <a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a> <<a href=3D"mail=
to:mbambaw@mhc.mw" target=3D"_blank">mbambaw@mhc.mw</a>>; <a href=3D"mai=
lto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a> <<a href=3D"m=
ailto:chazamal@mhc.mw" target=3D"_blank">chazamal@mhc.mw</a>>; <a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a> <<a href=
=3D"mailto:msondae@mhc.mw" target=3D"_blank">msondae@mhc.mw</a>>; Utilit=
ies <<a href=3D"mailto:utilities@natbankmw.com" target=3D"_blank">utilit=
ies@natbankmw.com</a>><br>
<b>Subject:</b> MHC REPORT DATED 31 OCT AND 01 NOV 2025</font>
<div>=C2=A0</div>
</div>
<div dir=3D"ltr">
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Team,</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
<br>
</div>
<div style=3D"text-align:left;text-indent:0px;background-color:white;margin=
:0px;font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helve=
tica,sans-serif;font-size:12pt;color:black">
Kindly find the attached and acknowledge receipt</div>
<div style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Cali=
bri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<br>
</div>
<div id=3D"m_-6330500480641602540x_x_x_x_x_x_x_x_x_x_x_Signature">
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Kind regards,</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Wongani Longwe</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
Mobile Banking</div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<b>Digital Financial Services</b></div>
<div style=3D"line-height:1.5;font-family:Calibri,Arial,Helvetica,sans-seri=
f;font-size:12pt;color:black">
<br>
</div>
<div style=3D"direction:ltr;line-height:1.5;font-family:Calibri,Arial,Helve=
tica,sans-serif;font-size:12pt;color:rgb(0,0,0)">
<img style=3D"max-width: 765px;" src=3D"cid:ii_19aa00b425cad4502ee13"></div=
>
<div style=3D"line-height:1.5;color:rgb(32,31,30)">
<span style=3D"font-size:15px;background-color:rgb(255,255,255)">NBM Head O=
ffice, 2</span><span style=3D"font-size:9pt;background-color:rgb(255,255,25=
5)"><sup>nd</sup></span><span style=3D"font-size:15px;background-color:rgb(=
255,255,255)">=C2=A0Floor - NBM Towers,
7 Henderson Street, P.O. Box 945, Blantyre, Malawi.</span></div>
<div><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:=
rgb(12,100,192);background-color:white;line-height:1.5">E</span><span style=
=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;background=
-color:white;line-height:1.5">:</span><span style=3D"font-family:Calibri,sa=
ns-serif;font-size:14.67px;color:rgb(23,78,134);background-color:white;line=
-height:1.5">=C2=A0<a href=3D"mailto:wlongwe@natbankmw.com" target=3D"_blan=
k">wlongwe@natbankmw.com</a></span><span style=3D"font-family:Calibri,sans-=
serif;font-size:14.67px;color:black;background-color:white;line-height:1.5"=
>=C2=A0|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">P: +265 88 1515 43=
5
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:black;background-color:white;line-height:1.5">|
</span><span style=3D"font-family:Calibri,sans-serif;font-size:14.67px;colo=
r:rgb(23,78,134);background-color:white;line-height:1.5">EXT: 1223</span><s=
pan style=3D"font-family:Calibri,sans-serif;font-size:14.67px;color:black;b=
ackground-color:white;line-height:1.5"><br>
</span><span style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontServ=
ice,Calibri,Helvetica,sans-serif;font-size:12pt;color:rgb(0,0,0)"><img id=
=3D"m_-6330500480641602540x_x_x_x_x_x_x_x_x_x_x_x_id-signature-image-2AE3AA=
21-3CC6-4B0F-B7E9-AE9ACC75BB7B" alt=3D"signatureImage" style=3D"height: aut=
o; max-width: 798px; min-width: auto; min-height: auto;" src=3D"cid:f7f42ea=
0-8715-448d-b3c8-ba5fb957f67a"></span></div>
</div>
<div id=3D"m_-6330500480641602540x_x_x_x_x_x_x_x_x_x_x_appendonsend"></div>
<div><br>
<div style=3D"font-family:Calibri;text-align:left;color:rgb(0,0,0);margin-l=
eft:5pt;font-size:10pt">
Internal Use Only</div>
</div>
<hr style=3D"display:inline-block;width:98%">
<div id=3D"m_-6330500480641602540x_x_x_x_x_x_x_x_x_x_x_divRplyFwdMsg" dir=
=3D"ltr"><font face=3D"Calibri, sans-serif" color=3D"#000000" style=3D"font=
-size:11pt"><b>From:</b> Wongani Longwe <<a href=3D"mailto:wlongwe@natba=
nkmw.com" target=3D"_blank">wlongwe@natbankmw.com</a>><br>
<b>Sent:</b> Thursday, October 30, 2025 7:34 AM<br>
<b>To:</b> Thamiko Mphande <<a href=3D"mailto:tmphande@natbankmw.com" ta=
rget=3D"_blank">tmphande@natbankmw.com</a>>; Wellington Mbamba <<a hr=
ef=3D"mailto:wmbamba@gmail.com" target=3D"_blank">wmbamba@gmail.com</a>>=
<br>
<b>Cc:</b> Eunice Yona <<a href=3D"mailto:yonae@mhc.mw" target=3D"_blank=
">yonae@mhc.mw</a>>; <a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a> <<a href=3D"mailto:sitolos@mhc.mw" target=3D"_blank"=
>sitolos@mhc.mw</a>>; <a href=3D"mailto:munthalis@mhc.mw" target=3D"_bla=
nk">munthalis@mhc.mw</a> <<a href=3D"mailto:munthalis@mhc.mw" target=3D"=
_blank">munthalis@mhc.mw</a>>; <a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a> <<a href=3D"mailto:tewesaj@mhc.mw" target=
=3D"_blank">tewesaj@mhc.mw</a>>; <a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a> <<a href=3D"mailto:kainjal@mhc.mw" targe=
t=3D"_blank">kainjal@mhc.mw</a>>; <a href=3D"mailto:sitolos@yahoo.com" t=
arget=3D"_blank">sitolos@yahoo.com</a> <<a href=3D"mailto:sitolos@yahoo.=
com" target=3D"_blank">sitolos@yahoo.com</a>>; <a href=3D"mailto:mdalae@=
mhc.mw" target=3D"_blank">mdalae@mhc.mw</a> <<a href=3D"mailto:mdalae@mh=
c.mw" target=3D"_blank">mdalae@mhc.mw</a>>; <a href=3D"mailto:yesayat@mh=
c.mw" target=3D"_blank">yesayat@mhc.mw</a>
<<a href=3D"mailto:yesayat@mhc.mw" target=3D"_blank">yesayat@mhc.mw</a>=
>; <a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikanyad@mhc=
.mw</a> <<a href=3D"mailto:matikanyad@mhc.mw" target=3D"_blank">matikany=
ad@mhc.mw</a>>; <a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a> <<a href=3D"mailto:makinah@mhc.mw" target=3D"_blank">maki=
nah@mhc.mw</a>>; <a href=3D"mailto:yesayatisungane@gmail.com" target=3D"=
_blank">yesayatisungane@gmail.com</a> <<a href=3D"mailto:yesayatisungane=
@gmail.com" target=3D"_blank">yesayatisungane@gmail.com</a>>; <a href=3D=
"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a> <<a=
href=3D"mailto:chimphondal@mhc.mw" target=3D"_blank">chimphondal@mhc.mw</a=
>>; <a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.mw=
</a> <<a href=3D"mailto:mchengay@mhc.mw" target=3D"_blank">mchengay@mhc.=
mw</a>>; <a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank">chimpho=
ndee@mhc.mw</a> <<a href=3D"mailto:chimphondee@mhc.mw" target=3D"_blank"=
>chimphondee@mhc.mw</a>>;
<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a> &=
lt;<a href=3D"mailto:kabangon@mhc.mw" target=3D"_blank">kabangon@mhc.mw</a>=
>; <a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@mhc.m=
w</a> <<a href=3D"mailto:monteirol@mhc.mw" target=3D"_blank">monteirol@m=
hc.mw</a>>; <a href=3D"mailto:chimphondalloyd@yahoo.com" target=3D"_blan=
k">chimphonda</a></font></div></div></div></div></div></div></div></div></d=
iv></div></div></div></div></div></blockquote></div>
--000000000000777a45064401aaf4--
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