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From: Credit Data CRB <checking.creditdata@gmail.com>
Date: Fri, 16 Jan 2026 08:33:25 +0200
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Message-ID: <CAK13A7w6SHhWjmqm0ceCpbBv1E6WKzUGvkLWVs2NxbNwvSwqcA@mail.gmail.com>
Subject: DISPUTE - LINIENT PHILP CHIRAMBO
To: 'Katchikajeret@mhc.mw
Cc: Tadala Katchika Jere <tdkatchikajere@gmail.com>,
Credit Data CRB - Dispute Team leader <cmachezo@creditdatamw.com>, Hastings Dula <hdula@creditdatamw.com>,
Credit Data CRB - Feedback Officer <feedback@creditdatamw.com>
Content-Type: multipart/mixed; boundary="0000000000003fe05506487b7faa"
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root\@localhost for details.
Content preview: Dear Tadala, Please find the dispute attached. Your prompt
action will be greatly appreciated
Content analysis details: (4.5 points, 5.0 required)
pts rule name description
---- ---------------------- --------------------------------------------------
-0.0 SPF_PASS SPF: sender matches SPF record
0.1 DKIM_SIGNED Message has a DKIM or DK signature, not necessarily valid
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-0.1 DKIM_VALID_EF Message has a valid DKIM or DK signature from
envelope-from domain
0.5 SUBJ_ALL_CAPS Subject is all capitals
0.0 FREEMAIL_FROM Sender email is commonly abused enduser mail provider
[checking.creditdata(at)gmail.com]
0.0 RCVD_IN_VALIDITY_RPBL_BLOCKED RBL: ADMINISTRATOR NOTICE: The query to
Validity was blocked. See
https://knowledge.validity.com/hc/en-us/articles/20961730681243
for more information.
[209.85.167.44 listed in bl.score.senderscore.com]
0.0 HTML_IMAGE_RATIO_04 BODY: HTML has a low ratio of text to image area
0.0 HTML_MESSAGE BODY: HTML included in message
0.0 RCVD_IN_MSPIKE_H2 RBL: Average reputation (+2)
[209.85.167.44 listed in wl.mailspike.net]
0.0 RCVD_IN_VALIDITY_CERTIFIED_BLOCKED RBL: ADMINISTRATOR NOTICE: The
query to Validity was blocked. See
https://knowledge.validity.com/hc/en-us/articles/20961730681243
for more information.
[209.85.167.44 listed in sa-trusted.bondedsender.org]
0.0 RCVD_IN_VALIDITY_SAFE_BLOCKED RBL: ADMINISTRATOR NOTICE: The query to
Validity was blocked. See
https://knowledge.validity.com/hc/en-us/articles/20961730681243
for more information.
[209.85.167.44 listed in sa-accredit.habeas.com]
-0.0 RCVD_IN_DNSWL_NONE RBL: Sender listed at https://www.dnswl.org/, no
trust
[209.85.167.44 listed in list.dnswl.org]
1.7 RAZOR2_CHECK Listed in Razor2 (http://razor.sf.net/)
2.4 RAZOR2_CF_RANGE_51_100 Razor2 gives confidence level above 50%
[cf: 100]
0.0 T_FREEMAIL_DOC_PDF MS document or PDF attachment, from freemail
X-Spam-Flag: NO
--0000000000003fe05506487b7faa
Content-Type: multipart/related; boundary="0000000000003fe05406487b7fa9"
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Content-Type: multipart/alternative; boundary="0000000000003fe05306487b7fa8"
--0000000000003fe05306487b7fa8
Content-Type: text/plain; charset="UTF-8"
Dear Tadala,
Please find the dispute attached.
Your prompt action will be greatly appreciated
*John Chaima*|Feedback Officer |
Credit Data CRB |Umoyo House|Ground Floor|Victoria Avenue |
P.O.Box 32153|Blantyre 3|Tel: +265 211 831 388|996 688 134
Mob: +265 882 829 888 |Web: www.creditdatamw.com
--0000000000003fe05306487b7fa8
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<div dir=3D"ltr"><div dir=3D"ltr"><div class=3D"gmail-ii gmail-gt" id=3D"gm=
ail-:1fk" style=3D"direction:ltr;margin:8px 0px 0px;padding:0px;font-size:0=
.875rem;overflow-x:hidden;font-family:"Google Sans",Roboto,Roboto=
Draft,Helvetica,Arial,sans-serif"><div class=3D"gmail-a3s gmail-aiL" id=3D"=
gmail-:1fl" style=3D"direction:ltr;font-variant-numeric:normal;font-variant=
-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;fon=
t-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:s=
mall;line-height:1.5;font-family:Arial,Helvetica,sans-serif;overflow:auto h=
idden"><div id=3D"gmail-avWBGd-132"><div dir=3D"ltr"><div dir=3D"ltr"><p cl=
ass=3D"MsoNormal"><font size=3D"3" face=3D"Bookman Old Style"><span lang=3D=
"EN-GB" style=3D"font-size:12pt;font-family:"Bookman Old Style",s=
erif"><font color=3D"#000000">Dear Tadala,</font></span></font></p><p class=
=3D"MsoNormal"><font size=3D"3" face=3D"Bookman Old Style" color=3D"#000000=
"><span lang=3D"EN-GB" style=3D"font-size:12pt;font-family:"Bookman Ol=
d Style",serif"><br></span></font></p><p class=3D"MsoNormal"><font siz=
e=3D"3" face=3D"Bookman Old Style" color=3D"#000000"><span lang=3D"EN-GB" s=
tyle=3D"font-size:12pt;font-family:"Bookman Old Style",serif">Ple=
ase find the dispute attached.</span></font></p><p class=3D"MsoNormal"><fon=
t size=3D"3" face=3D"Bookman Old Style" color=3D"#000000"><span lang=3D"EN-=
GB" style=3D"font-size:12pt;font-family:"Bookman Old Style",serif=
"><br></span></font></p><p class=3D"MsoNormal"><font face=3D"Bookman Old St=
yle, serif"><span style=3D"font-size:16px"><font color=3D"#000000">Your pro=
mpt action will be greatly=C2=A0appreciated</font></span></font></p><p clas=
s=3D"MsoNormal"><font size=3D"3" face=3D"Bookman Old Style"><span lang=3D"E=
N-GB" style=3D"font-size:12pt;font-family:"Bookman Old Style",ser=
if">=C2=A0</span></font><u></u><u></u></p><p class=3D"MsoNormal"><font size=
=3D"3" face=3D"Bookman Old Style"><span lang=3D"EN-GB" style=3D"font-size:1=
2pt;font-family:"Bookman Old Style",serif"><img border=3D"0" widt=
h=3D"215" height=3D"37" id=3D"m_5368383692047772912m_-4094174812015963637m_=
6253269523218337843m_5259605854529544375m_3831000095891351472Picture_x0020_=
1" src=3D"cid:image005.jpg@01DC7FC0.B9529E00" class=3D"gmail-CToWUd" style=
=3D"width: 2.2395in; height: 0.3854in;"></span></font><u></u><u></u></p><p =
class=3D"MsoNormal"><font size=3D"3" face=3D"Bookman Old Style"><span lang=
=3D"EN-GB" style=3D"font-size:12pt;font-family:"Bookman Old Style"=
;,serif"><br></span></font></p><p class=3D"MsoNormal"><b><i><font size=3D"3=
" face=3D"Bookman Old Style"><span lang=3D"EN-GB" style=3D"font-size:12pt;f=
ont-family:"Bookman Old Style",serif">John Chaima</span></font></=
i></b><font size=3D"3" face=3D"Bookman Old Style"><span lang=3D"EN-GB" styl=
e=3D"font-size:12pt;font-family:"Bookman Old Style",serif">|<font=
color=3D"black">Feedback Officer |</font></span></font><u></u><u></u></p><=
p class=3D"MsoNormal"><font size=3D"3" color=3D"black" face=3D"Bookman Old =
Style"><span lang=3D"EN-GB" style=3D"font-size:12pt;font-family:"Bookm=
an Old Style",serif">Credit Data CRB |Umoyo House|Ground Floor|Victori=
a Avenue |</span></font><u></u><u></u></p><p class=3D"MsoNormal"><font size=
=3D"3" color=3D"black" face=3D"Bookman Old Style"><span lang=3D"EN-GB" styl=
e=3D"font-size:12pt;font-family:"Bookman Old Style",serif">P.O.Bo=
x 32153|Blantyre 3|Tel: +265 211 831 388|996 688 134</span></font><u></u><u=
></u></p><p class=3D"MsoNormal"><font size=3D"3" color=3D"black" face=3D"Bo=
okman Old Style"><span lang=3D"EN-GB" style=3D"font-size:12pt;font-family:&=
quot;Bookman Old Style",serif">Mob: +265 882 829 888 |Web:=C2=A0</span=
></font><font size=3D"3" color=3D"black"><span style=3D"font-size:12pt"><a =
href=3D"http://www.creditdatamw.com/" target=3D"_blank"><font face=3D"Bookm=
an Old Style"><span lang=3D"EN-GB" style=3D"font-family:"Bookman Old S=
tyle",serif">www.creditdatamw.com</span></font></a></span></font><u></=
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