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From: Wongani Longwe <wlongwe@natbankmw.com>
To: Wellington Mbamba <wmbamba@gmail.com>
CC: Eunice Yona <yonae@mhc.mw>, "sitolos@mhc.mw" <sitolos@mhc.mw>,
"munthalis@mhc.mw" <munthalis@mhc.mw>, "tewesaj@mhc.mw" <tewesaj@mhc.mw>,
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<chimphondal@mhc.mw>, "mchengay@mhc.mw" <mchengay@mhc.mw>,
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<msondae@mhc.mw>, Utilities <utilities@natbankmw.com>
Subject: MHC REPORTS DATED 23 and 24 JANUARY 2026
Thread-Topic: MHC REPORTS DATED 23 and 24 JANUARY 2026
Thread-Index: AQHcjpADldAqlZnpQEOMxJxc2YSSKg==
Date: Mon, 26 Jan 2026 06:50:09 +0000
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Content-Type: text/plain; charset="us-ascii"
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Team,
Kindly find the attached and acknowledge receipt
Kind regards,
Wongani Longwe
Mobile Banking
Digital Financial Services
[cid:6ffcb3c3-b387-4c4b-b991-5490a30ccef7]
NBM Head Office, 2nd Floor - NBM Towers, 7 Henderson Street, P.O. Box 945, =
Blantyre, Malawi.
E: wlongwe@natbankmw.com | P: +265 88 1515 435 | EXT: 1223
[signatureImage]
Internal Use Only
________________________________
From: Wongani Longwe <wlongwe@natbankmw.com>
Sent: Tuesday, January 20, 2026 9:01 AM
To: Wellington Mbamba <wmbamba@gmail.com>
Cc: Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>; munthalis@=
mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>; kainjal@mhc.mw =
<kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>; mdalae@mhc.mw <mda=
lae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad=
@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesay=
atisungane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay@mh=
c.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@m=
hc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mhc.mw>; chimphondallo=
yd@yahoo.com <chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>; =
chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>; Utiliti=
es <utilities@natbankmw.com>
Subject: MHC REPORTS DATED 19 JANUARY 2026
Team,
Kindly find the attached and acknowledge receipt
Kind regards,
Wongani Longwe
Mobile Banking
Digital Financial Services
[cid:a485e472-9675-4c8a-9d1b-e2b6feacb719]
NBM Head Office, 2nd Floor - NBM Towers, 7 Henderson Street, P.O. Box 945, =
Blantyre, Malawi.
E: wlongwe@natbankmw.com | P: +265 88 1515 435 | EXT: 1223
[signatureImage]
Internal Use Only
________________________________
From: Wongani Longwe <wlongwe@natbankmw.com>
Sent: Friday, January 9, 2026 8:44 AM
To: Wellington Mbamba <wmbamba@gmail.com>
Cc: Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>; munthalis@=
mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>; kainjal@mhc.mw =
<kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>; mdalae@mhc.mw <mda=
lae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad=
@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesay=
atisungane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay@mh=
c.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@m=
hc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mhc.mw>; chimphondallo=
yd@yahoo.com <chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>; =
chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>; Utiliti=
es <utilities@natbankmw.com>
Subject: MHC REPORTS DATED 08 JANUARY 2026
Team,
Kindly find the attached and acknowledge receipt
Kind regards,
Wongani Longwe
Mobile Banking
Digital Financial Services
[cid:975edcd0-c76a-44aa-a770-3b357aec0440]
NBM Head Office, 2nd Floor - NBM Towers, 7 Henderson Street, P.O. Box 945, =
Blantyre, Malawi.
E: wlongwe@natbankmw.com | P: +265 88 1515 435 | EXT: 1223
[signatureImage]
________________________________
From: Wongani Longwe <wlongwe@natbankmw.com>
Sent: Wednesday, January 7, 2026 8:05 AM
To: Wellington Mbamba <wmbamba@gmail.com>
Cc: Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>; munthalis@=
mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>; kainjal@mhc.mw =
<kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>; mdalae@mhc.mw <mda=
lae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad=
@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesay=
atisungane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay@mh=
c.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@m=
hc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mhc.mw>; chimphondallo=
yd@yahoo.com <chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>; =
chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>; Utiliti=
es <utilities@natbankmw.com>
Subject: MHC REPORTS DATED 05 JANUARY 2026
Team,
Kindly find the attached and acknowledge receipt
Kind regards,
Wongani Longwe
Mobile Banking
Digital Financial Services
[cid:cda43d7f-71c6-4bc5-b6c6-97fbbdaa3430]
NBM Head Office, 2nd Floor - NBM Towers, 7 Henderson Street, P.O. Box 945, =
Blantyre, Malawi.
E: wlongwe@natbankmw.com | P: +265 88 1515 435 | EXT: 1223
[signatureImage]
Internal Use Only
________________________________
From: Wongani Longwe <wlongwe@natbankmw.com>
Sent: Tuesday, January 6, 2026 8:12 AM
To: Wellington Mbamba <wmbamba@gmail.com>
Cc: Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>; munthalis@=
mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>; kainjal@mhc.mw =
<kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>; mdalae@mhc.mw <mda=
lae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad=
@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesay=
atisungane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay@mh=
c.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@m=
hc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mhc.mw>; chimphondallo=
yd@yahoo.com <chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>; =
chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>; Utiliti=
es <utilities@natbankmw.com>
Subject: MHC REPORTS DATED 05 JANUARY 2026
Team,
Kindly find the attached and acknowledge receipt
Kind regards,
Wongani Longwe
Mobile Banking
Digital Financial Services
[cid:8543b0ac-75c9-4fb1-8eaa-afd0f89031de]
NBM Head Office, 2nd Floor - NBM Towers, 7 Henderson Street, P.O. Box 945, =
Blantyre, Malawi.
E: wlongwe@natbankmw.com | P: +265 88 1515 435 | EXT: 1223
[signatureImage]
Internal Use Only
________________________________
From: Wongani Longwe <wlongwe@natbankmw.com>
Sent: Monday, January 5, 2026 8:05 AM
To: Thamiko Mphande <tmphande@natbankmw.com>; Wellington Mbamba <wmbamba@gm=
ail.com>
Cc: Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>; munthalis@=
mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>; kainjal@mhc.mw =
<kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>; mdalae@mhc.mw <mda=
lae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad=
@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesay=
atisungane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay@mh=
c.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@m=
hc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mhc.mw>; chimphondallo=
yd@yahoo.com <chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>; =
chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>; Utiliti=
es <utilities@natbankmw.com>
Subject: MHC REPORTS DATED 02 AND 03 JANUARY 2026
Team,
Kindly find the attached and acknowledge receipt
Kind regards,
Wongani Longwe
Mobile Banking
Digital Financial Services
[cid:03cc222c-dd14-4dba-878b-a93fadbf8e22]
NBM Head Office, 2nd Floor - NBM Towers, 7 Henderson Street, P.O. Box 945, =
Blantyre, Malawi.
E: wlongwe@natbankmw.com | P: +265 88 1515 435 | EXT: 1223
[signatureImage]
Internal Use Only
________________________________
From: Thamiko Mphande <tmphande@natbankmw.com>
Sent: Friday, October 24, 2025 8:46 AM
To: Wellington Mbamba <wmbamba@gmail.com>
Cc: Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>; munthalis@=
mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>; kainjal@mhc.mw =
<kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>; mdalae@mhc.mw <mda=
lae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad=
@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesay=
atisungane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay@mh=
c.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@m=
hc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mhc.mw>; chimphondallo=
yd@yahoo.com <chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>; =
chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>; Utiliti=
es <utilities@natbankmw.com>
Subject: MHC REPORTS DATED 16, 22 & 23 OCT 2025
Team,
Kindly find the attached and acknowledge receipt
Best regards,
Thamiko Mphande
Mobile Banking
Digital Financial Services
[cid:ec729bcb-af1d-4c97-9003-834a207b7c80]
P.O. Box 945, Blantyre, Malawi.
T: +265 (0) 1 820 622 | M: +265 (0) 996535241 EXT: 1259
[cid:5b8cca98-5f48-40f8-a533-acda8a76d76e]
Internal Use Only
________________________________
From: Thamiko Mphande <tmphande@natbankmw.com>
Sent: Wednesday, October 22, 2025 9:18 AM
To: Wellington Mbamba <wmbamba@gmail.com>
Cc: Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>; munthalis@=
mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>; kainjal@mhc.mw =
<kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>; mdalae@mhc.mw <mda=
lae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad=
@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesay=
atisungane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay@mh=
c.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@m=
hc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mhc.mw>; chimphondallo=
yd@yahoo.com <chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>; =
chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>; Utiliti=
es <utilities@natbankmw.com>
Subject: MHC REPORTS DATED 21 OCT 2025
Team,
Kindly find the attached and acknowledge receipt
Best regards,
Thamiko Mphande
Mobile Banking
Digital Financial Services
[cid:27f2d846-1177-4290-8e22-b4d2ba5cf420]
P.O. Box 945, Blantyre, Malawi.
T: +265 (0) 1 820 622 | M: +265 (0) 996535241 EXT: 1259
[cid:473c559f-e32d-4a82-bd15-2a6334da762c]
Internal Use Only
________________________________
From: Thamiko Mphande <tmphande@natbankmw.com>
Sent: Tuesday, October 21, 2025 8:46 AM
To: Wellington Mbamba <wmbamba@gmail.com>
Cc: Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>; munthalis@=
mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>; kainjal@mhc.mw =
<kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>; mdalae@mhc.mw <mda=
lae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad=
@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesay=
atisungane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay@mh=
c.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@m=
hc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mhc.mw>; chimphondallo=
yd@yahoo.com <chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>; =
chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>; Utiliti=
es <utilities@natbankmw.com>
Subject: MHC REPORTS DATED 20 OCT 2025
Team,
Kindly find the attached and acknowledge receipt
Best regards,
Thamiko Mphande
Mobile Banking
Digital Financial Services
[cid:af8ff207-0263-40a4-8fb7-ca123b6470c8]
P.O. Box 945, Blantyre, Malawi.
T: +265 (0) 1 820 622 | M: +265 (0) 996535241 EXT: 1259
[cid:86178e10-e98a-4776-8a88-d2b52c0d4327]
Internal Use Only
________________________________
From: Thamiko Mphande <tmphande@natbankmw.com>
Sent: Monday, October 20, 2025 12:37 PM
To: Wellington Mbamba <wmbamba@gmail.com>
Cc: Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>; munthalis@=
mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>; kainjal@mhc.mw =
<kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>; mdalae@mhc.mw <mda=
lae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad=
@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesay=
atisungane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay@mh=
c.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@m=
hc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mhc.mw>; chimphondallo=
yd@yahoo.com <chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>; =
chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>; Utiliti=
es <utilities@natbankmw.com>
Subject: MHC REPORTS DATED 17 & 18 OCT 2025
Team,
Kindly find the attached and acknowledge receipt
Best regards,
Thamiko Mphande
Mobile Banking
Digital Financial Services
[cid:57aeff90-2138-4f60-8d45-8bfa5f878858]
P.O. Box 945, Blantyre, Malawi.
T: +265 (0) 1 820 622 | M: +265 (0) 996535241 EXT: 1259
[cid:405c5afd-ca64-4bd5-907c-d558b889740a]
Internal Use Only
________________________________
From: Thamiko Mphande <tmphande@natbankmw.com>
Sent: Monday, August 25, 2025 9:27 AM
To: Wellington Mbamba <wmbamba@gmail.com>
Cc: Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc.mw>; munthalis@=
mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewesaj@mhc.mw>; kainjal@mhc.mw =
<kainjal@mhc.mw>; sitolos@yahoo.com <sitolos@yahoo.com>; mdalae@mhc.mw <mda=
lae@mhc.mw>; yesayat@mhc.mw <yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad=
@mhc.mw>; makinah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesay=
atisungane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay@mh=
c.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw>; kabangon@m=
hc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mhc.mw>; chimphondallo=
yd@yahoo.com <chimphondalloyd@yahoo.com>; mbambaw@mhc.mw <mbambaw@mhc.mw>; =
chazamal@mhc.mw <chazamal@mhc.mw>; msondae@mhc.mw <msondae@mhc.mw>; Utiliti=
es <utilities@natbankmw.com>
Subject: MHC REPORTS DATED 22 & 23 AUG 2025
Team,
Kindly find the attached and acknowledge receipt
Best regards,
Thamiko Mphande
Mobile Banking
Digital Financial Services
[cid:2f48324c-7413-45ae-b522-dbffbfc2c08e]
P.O. Box 945, Blantyre, Malawi.
T: +265 (0) 1 820 622 | M: +265 (0) 996535241 EXT: 1259
[cid:1cad67fa-f31f-4eaf-99b2-cf3274231d4c]
Internal Use Only
--_000_DB9PR03MB765739D0E6650E2B77D97691BD93ADB9PR03MB7657eurp_
Content-Type: text/html; charset="us-ascii"
Content-Transfer-Encoding: quoted-printable
<html>
<head>
<meta http-equiv=3D"Content-Type" content=3D"text/html; charset=3Dus-ascii"=
>
<style type=3D"text/css" style=3D"display:none;"> P {margin-top:0;margin-bo=
ttom:0;} </style>
</head>
<body dir=3D"ltr">
<div style=3D"direction: ltr; text-align: left; text-indent: 0px; backgroun=
d-color: white; margin: 0px; font-family: Aptos, Aptos_EmbeddedFont, Aptos_=
MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: blac=
k;" class=3D"elementToProof">
Team,</div>
<div style=3D"direction: ltr; text-align: left; text-indent: 0px; backgroun=
d-color: white; margin: 0px; font-family: Aptos, Aptos_EmbeddedFont, Aptos_=
MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: blac=
k;" class=3D"elementToProof">
<br>
</div>
<div style=3D"direction: ltr; text-align: left; text-indent: 0px; backgroun=
d-color: white; margin: 0px; font-family: Aptos, Aptos_EmbeddedFont, Aptos_=
MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: blac=
k;" class=3D"elementToProof">
Kindly find the attached and acknowledge receipt</div>
<div style=3D"font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, =
Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" clas=
s=3D"elementToProof">
<br>
</div>
<div class=3D"elementToProof" id=3D"Signature">
<div style=3D"font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, =
Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" clas=
s=3D"elementToProof">
<br>
</div>
<div style=3D"line-height: 1.5; font-family: Calibri, Arial, Helvetica, san=
s-serif; font-size: 12pt; color: black;" class=3D"elementToProof">
Kind regards,</div>
<div style=3D"line-height: 1.5; font-family: Calibri, Arial, Helvetica, san=
s-serif; font-size: 12pt; color: black;" class=3D"elementToProof">
Wongani Longwe</div>
<div style=3D"line-height: 1.5; font-family: Calibri, Arial, Helvetica, san=
s-serif; font-size: 12pt; color: black;" class=3D"elementToProof">
Mobile Banking</div>
<div style=3D"line-height: 1.5; font-family: Calibri, Arial, Helvetica, san=
s-serif; font-size: 12pt; color: black;" class=3D"elementToProof">
<b>Digital Financial Services</b></div>
<div style=3D"line-height: 1.5; font-family: Calibri, Arial, Helvetica, san=
s-serif; font-size: 12pt; color: black;" class=3D"elementToProof">
<br>
</div>
<div style=3D"direction: ltr; line-height: 1.5; font-family: Calibri, Arial=
, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" class=3D"el=
ementToProof">
<img style=3D"max-width: 765px;" data-outlook-trace=3D"F:1|T:1" src=3D"cid:=
6ffcb3c3-b387-4c4b-b991-5490a30ccef7"></div>
<div style=3D"line-height: 1.5; font-family: "Segoe UI", "Se=
goe UI Web (West European)", "Segoe UI", -apple-system, Blin=
kMacSystemFont, Roboto, "Helvetica Neue", sans-serif; color: rgb(=
32, 31, 30);" class=3D"elementToProof">
<span style=3D"font-size: 15px; background-color: rgb(255, 255, 255);">NBM =
Head Office, 2</span><span style=3D"font-size: 9pt; background-color: rgb(2=
55, 255, 255);"><sup>nd</sup></span><span style=3D"font-size: 15px; backgro=
und-color: rgb(255, 255, 255);"> Floor
- NBM Towers, 7 Henderson Street, P.O. Box 945, Blantyre, Malawi.</span></=
div>
<div class=3D"elementToProof"><span style=3D"font-family: Calibri, sans-ser=
if; font-size: 14.67px; color: rgb(12, 100, 192); background-color: white; =
line-height: 1.5;">E</span><span style=3D"font-family: Calibri, sans-serif;=
font-size: 14.67px; color: black; background-color: white; line-height: 1.=
5;">:</span><span style=3D"font-family: Calibri, sans-serif; font-size: 14.=
67px; color: rgb(23, 78, 134); background-color: white; line-height: 1.5;">=
wlongwe@natbankmw.com</span><span style=3D"font-family: Calibri, sans=
-serif; font-size: 14.67px; color: black; background-color: white; line-hei=
ght: 1.5;"> |
</span><span style=3D"font-family: Calibri, sans-serif; font-size: 14.67px;=
color: rgb(23, 78, 134); background-color: white; line-height: 1.5;">P: +2=
65 88 1515 435
</span><span style=3D"font-family: Calibri, sans-serif; font-size: 14.67px;=
color: black; background-color: white; line-height: 1.5;">|
</span><span style=3D"font-family: Calibri, sans-serif; font-size: 14.67px;=
color: rgb(23, 78, 134); background-color: white; line-height: 1.5;">EXT: =
1223</span><span style=3D"font-family: Calibri, sans-serif; font-size: 14.6=
7px; color: black; background-color: white; line-height: 1.5;"><br>
</span><span style=3D"font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontS=
ervice, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0=
);"><img style=3D"height: auto; max-width: 798px; min-width: auto; min-heig=
ht: auto;" id=3D"x_id-signature-image-2AE3AA21-3CC6-4B0F-B7E9-AE9ACC75BB7B"=
alt=3D"signatureImage" data-outlook-trace=3D"F:1|T:1" src=3D"cid:eebebd0a-=
bb18-4ef0-b723-4fb78d2ff6a0"></span></div>
</div>
<div id=3D"appendonsend"></div>
<br>
<p style=3D"font-family:Calibri;font-size:10pt;color:#000000;margin:5pt;fon=
t-style:normal;font-weight:normal;text-decoration:none;" align=3D"Left">
Internal Use Only<br>
</p>
<hr style=3D"display:inline-block;width:98%" tabindex=3D"-1">
<div id=3D"divRplyFwdMsg" dir=3D"ltr"><font face=3D"Calibri, sans-serif" st=
yle=3D"font-size:11pt" color=3D"#000000"><b>From:</b> Wongani Longwe <wl=
ongwe@natbankmw.com><br>
<b>Sent:</b> Tuesday, January 20, 2026 9:01 AM<br>
<b>To:</b> Wellington Mbamba <wmbamba@gmail.com><br>
<b>Cc:</b> Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc=
.mw>; munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewe=
saj@mhc.mw>; kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.com &l=
t;sitolos@yahoo.com>; mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@mhc.m=
w
<yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad@mhc.mw>; makin=
ah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesayatisun=
gane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay=
@mhc.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw&=
gt;;
kabangon@mhc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mh=
c.mw>; chimphondalloyd@yahoo.com <chimphondalloyd@yahoo.com>; mbam=
baw@mhc.mw <mbambaw@mhc.mw>; chazamal@mhc.mw <chazamal@mhc.mw>;=
msondae@mhc.mw <msondae@mhc.mw>; Utilities <utilities@natbankmw.c=
om><br>
<b>Subject:</b> MHC REPORTS DATED 19 JANUARY 2026</font>
<div> </div>
</div>
<style type=3D"text/css" style=3D"display:none">
<!--
p
{margin-top:0;
margin-bottom:0}
-->
</style>
<div dir=3D"ltr">
<div class=3D"x_elementToProof" style=3D"direction:ltr; text-align:left; te=
xt-indent:0px; background-color:white; margin:0px; font-family:Aptos,Aptos_=
EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-size:12=
pt; color:black">
Team,</div>
<div class=3D"x_elementToProof" style=3D"direction:ltr; text-align:left; te=
xt-indent:0px; background-color:white; margin:0px; font-family:Aptos,Aptos_=
EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-size:12=
pt; color:black">
<br>
</div>
<div class=3D"x_elementToProof" style=3D"direction:ltr; text-align:left; te=
xt-indent:0px; background-color:white; margin:0px; font-family:Aptos,Aptos_=
EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-size:12=
pt; color:black">
Kindly find the attached and acknowledge receipt</div>
<div class=3D"x_elementToProof" style=3D"font-family:Aptos,Aptos_EmbeddedFo=
nt,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-size:12pt; color:=
rgb(0,0,0)">
<br>
</div>
<div class=3D"x_elementToProof" id=3D"x_Signature">
<div class=3D"x_elementToProof" style=3D"font-family:Aptos,Aptos_EmbeddedFo=
nt,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-size:12pt; color:=
rgb(0,0,0)">
<br>
</div>
<div class=3D"x_elementToProof" style=3D"line-height:1.5; font-family:Calib=
ri,Arial,Helvetica,sans-serif; font-size:12pt; color:black">
Kind regards,</div>
<div class=3D"x_elementToProof" style=3D"line-height:1.5; font-family:Calib=
ri,Arial,Helvetica,sans-serif; font-size:12pt; color:black">
Wongani Longwe</div>
<div class=3D"x_elementToProof" style=3D"line-height:1.5; font-family:Calib=
ri,Arial,Helvetica,sans-serif; font-size:12pt; color:black">
Mobile Banking</div>
<div class=3D"x_elementToProof" style=3D"line-height:1.5; font-family:Calib=
ri,Arial,Helvetica,sans-serif; font-size:12pt; color:black">
<b>Digital Financial Services</b></div>
<div class=3D"x_elementToProof" style=3D"line-height:1.5; font-family:Calib=
ri,Arial,Helvetica,sans-serif; font-size:12pt; color:black">
<br>
</div>
<div class=3D"x_elementToProof" style=3D"direction:ltr; line-height:1.5; fo=
nt-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:rgb(0,0=
,0)">
<img style=3D"max-width:765px" data-outlook-trace=3D"F:2|T:2" src=3D"cid:a4=
85e472-9675-4c8a-9d1b-e2b6feacb719"></div>
<div class=3D"x_elementToProof" style=3D"line-height:1.5; font-family:"=
;Segoe UI","Segoe UI Web (West European)","Segoe UI&quo=
t;,-apple-system,BlinkMacSystemFont,Roboto,"Helvetica Neue",sans-=
serif; color:rgb(32,31,30)">
<span style=3D"font-size:15px; background-color:rgb(255,255,255)">NBM Head =
Office, 2</span><span style=3D"font-size:9pt; background-color:rgb(255,255,=
255)"><sup>nd</sup></span><span style=3D"font-size:15px; background-color:r=
gb(255,255,255)"> Floor - NBM Towers,
7 Henderson Street, P.O. Box 945, Blantyre, Malawi.</span></div>
<div class=3D"x_elementToProof"><span style=3D"font-family:Calibri,sans-ser=
if; font-size:14.67px; color:rgb(12,100,192); background-color:white; line-=
height:1.5">E</span><span style=3D"font-family:Calibri,sans-serif; font-siz=
e:14.67px; color:black; background-color:white; line-height:1.5">:</span><s=
pan style=3D"font-family:Calibri,sans-serif; font-size:14.67px; color:rgb(2=
3,78,134); background-color:white; line-height:1.5"> wlongwe@natbankmw=
.com</span><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px=
; color:black; background-color:white; line-height:1.5"> |
</span><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; co=
lor:rgb(23,78,134); background-color:white; line-height:1.5">P: +265 88 151=
5 435
</span><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; co=
lor:black; background-color:white; line-height:1.5">|
</span><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; co=
lor:rgb(23,78,134); background-color:white; line-height:1.5">EXT: 1223</spa=
n><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; color:b=
lack; background-color:white; line-height:1.5"><br>
</span><span style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontServ=
ice,Calibri,Helvetica,sans-serif; font-size:12pt; color:rgb(0,0,0)"><img id=
=3D"x_x_id-signature-image-2AE3AA21-3CC6-4B0F-B7E9-AE9ACC75BB7B" alt=3D"sig=
natureImage" style=3D"height:auto; max-width:798px; min-width:auto; min-hei=
ght:auto" data-outlook-trace=3D"F:2|T:2" src=3D"cid:7412e07e-17ec-4b16-93d4=
-9b921c9c26b6"></span></div>
</div>
<div id=3D"x_appendonsend"></div>
<div><br>
<div style=3D"font-family:Calibri; text-align:left; color:rgb(0,0,0); margi=
n-left:5pt; font-size:10pt">
Internal Use Only</div>
</div>
<hr tabindex=3D"-1" style=3D"display:inline-block; width:98%">
<div id=3D"x_divRplyFwdMsg" dir=3D"ltr"><font face=3D"Calibri, sans-serif" =
color=3D"#000000" style=3D"font-size:11pt"><b>From:</b> Wongani Longwe <=
wlongwe@natbankmw.com><br>
<b>Sent:</b> Friday, January 9, 2026 8:44 AM<br>
<b>To:</b> Wellington Mbamba <wmbamba@gmail.com><br>
<b>Cc:</b> Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolos@mhc=
.mw>; munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <tewe=
saj@mhc.mw>; kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.com &l=
t;sitolos@yahoo.com>; mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@mhc.m=
w
<yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad@mhc.mw>; makin=
ah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesayatisun=
gane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay=
@mhc.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw&=
gt;;
kabangon@mhc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mh=
c.mw>; chimphondalloyd@yahoo.com <chimphondalloyd@yahoo.com>; mbam=
baw@mhc.mw <mbambaw@mhc.mw>; chazamal@mhc.mw <chazamal@mhc.mw>;=
msondae@mhc.mw <msondae@mhc.mw>; Utilities <utilities@natbankmw.c=
om><br>
<b>Subject:</b> MHC REPORTS DATED 08 JANUARY 2026</font>
<div> </div>
</div>
<style type=3D"text/css" style=3D"display:none">
<!--
p
{margin-top:0;
margin-bottom:0}
-->
</style>
<div dir=3D"ltr">
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
text-indent:0px; background-color:white; margin:0px; font-family:Aptos,Apto=
s_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-size:=
12pt; color:black">
Team,</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
text-indent:0px; background-color:white; margin:0px; font-family:Aptos,Apto=
s_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-size:=
12pt; color:black">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
text-indent:0px; background-color:white; margin:0px; font-family:Aptos,Apto=
s_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-size:=
12pt; color:black">
Kindly find the attached and acknowledge receipt</div>
<div class=3D"x_x_elementToProof" style=3D"font-family:Aptos,Aptos_Embedded=
Font,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-size:12pt; colo=
r:rgb(0,0,0)">
<br>
</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_Signature">
<div class=3D"x_x_elementToProof" style=3D"font-family:Aptos,Aptos_Embedded=
Font,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-size:12pt; colo=
r:rgb(0,0,0)">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"line-height:1.5; font-family:Cal=
ibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black">
Kind regards,</div>
<div class=3D"x_x_elementToProof" style=3D"line-height:1.5; font-family:Cal=
ibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black">
Wongani Longwe</div>
<div class=3D"x_x_elementToProof" style=3D"line-height:1.5; font-family:Cal=
ibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black">
Mobile Banking</div>
<div class=3D"x_x_elementToProof" style=3D"line-height:1.5; font-family:Cal=
ibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black">
<b>Digital Financial Services</b></div>
<div class=3D"x_x_elementToProof" style=3D"line-height:1.5; font-family:Cal=
ibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:rgb(0=
,0,0)">
<img size=3D"7178" style=3D"max-width:765px" data-outlook-trace=3D"F:3|T:3"=
src=3D"cid:975edcd0-c76a-44aa-a770-3b357aec0440"></div>
<div class=3D"x_x_elementToProof" style=3D"line-height:1.5; font-family:&qu=
ot;Segoe UI","Segoe UI Web (West European)","Segoe UI&q=
uot;,-apple-system,BlinkMacSystemFont,Roboto,"Helvetica Neue",san=
s-serif; color:rgb(32,31,30)">
<span style=3D"font-size:15px; background-color:rgb(255,255,255)">NBM Head =
Office, 2</span><span style=3D"font-size:9pt; background-color:rgb(255,255,=
255)"><sup>nd</sup></span><span style=3D"font-size:15px; background-color:r=
gb(255,255,255)"> Floor - NBM Towers,
7 Henderson Street, P.O. Box 945, Blantyre, Malawi.</span></div>
<div class=3D"x_x_elementToProof"><span style=3D"font-family:Calibri,sans-s=
erif; font-size:14.67px; color:rgb(12,100,192); background-color:white; lin=
e-height:1.5">E</span><span style=3D"font-family:Calibri,sans-serif; font-s=
ize:14.67px; color:black; background-color:white; line-height:1.5">:</span>=
<span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; color:rgb=
(23,78,134); background-color:white; line-height:1.5"> wlongwe@natbank=
mw.com</span><span style=3D"font-family:Calibri,sans-serif; font-size:14.67=
px; color:black; background-color:white; line-height:1.5"> |
</span><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; co=
lor:rgb(23,78,134); background-color:white; line-height:1.5">P: +265 88 151=
5 435
</span><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; co=
lor:black; background-color:white; line-height:1.5">|
</span><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; co=
lor:rgb(23,78,134); background-color:white; line-height:1.5">EXT: 1223</spa=
n><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; color:b=
lack; background-color:white; line-height:1.5"><br>
</span><span style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontServ=
ice,Calibri,Helvetica,sans-serif; font-size:12pt; color:rgb(0,0,0)"><img si=
ze=3D"26081" id=3D"x_x_id-signature-image-2AE3AA21-3CC6-4B0F-B7E9-AE9ACC75B=
B7B" alt=3D"signatureImage" style=3D"height:auto; max-width:798px; min-widt=
h:auto; min-height:auto" data-outlook-trace=3D"F:3|T:3" src=3D"cid:4782358b=
-3af4-4d32-b3b7-fbacdf026b07"></span></div>
</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_appendonsend"></div>
<hr style=3D"display:inline-block; width:98%">
<div class=3D"x_x_elementToProof" id=3D"x_x_divRplyFwdMsg">
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Calib=
ri,sans-serif; font-size:11pt; color:rgb(0,0,0)">
<b>From:</b> Wongani Longwe <wlongwe@natbankmw.com><br>
<b>Sent:</b> Wednesday, January 7, 2026 8:05 AM<br>
<b>To:</b> Wellington Mbamba <wmbamba@gmail.com><br>
<b>Cc:</b> Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolo=
s@mhc.mw>; munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <=
;tewesaj@mhc.mw>; kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.c=
om <sitolos@yahoo.com>; mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@=
mhc.mw
<yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad@mhc.mw>; makin=
ah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesayatisun=
gane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay=
@mhc.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw&=
gt;;
kabangon@mhc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mh=
c.mw>; chimphondalloyd@yahoo.com <chimphondalloyd@yahoo.com>; mbam=
baw@mhc.mw <mbambaw@mhc.mw>; chazamal@mhc.mw <chazamal@mhc.mw>;=
msondae@mhc.mw <msondae@mhc.mw>; Utilities <utilities@natbankmw.c=
om><br>
<b>Subject:</b> MHC REPORTS DATED 05 JANUARY 2026</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr"> </div>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
text-indent:0px; background-color:white; margin:0px; font-family:Aptos,Apto=
s_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-size:=
12pt; color:black">
Team,</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
text-indent:0px; background-color:white; margin:0px; font-family:Aptos,Apto=
s_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-size:=
12pt; color:black">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
text-indent:0px; background-color:white; margin:0px; font-family:Aptos,Apto=
s_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-size:=
12pt; color:black">
Kindly find the attached and acknowledge receipt</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
<br>
</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_Signature">
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black=
">
Kind regards,</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black=
">
Wongani Longwe</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black=
">
Mobile Banking</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black=
">
<b>Digital Financial Services</b></div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black=
">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:rgb(0=
,0,0)">
<img size=3D"7178" style=3D"max-width:765px" data-outlook-trace=3D"F:4|T:4"=
src=3D"cid:cda43d7f-71c6-4bc5-b6c6-97fbbdaa3430"></div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:"Segoe UI","Segoe UI Web (West European)",&=
quot;Segoe UI",-apple-system,BlinkMacSystemFont,Roboto,"Helvetica=
Neue",sans-serif; color:rgb(32,31,30)">
<span style=3D"font-size:15px; background-color:rgb(255,255,255)">NBM Head =
Office, 2</span><span style=3D"font-size:9pt; background-color:rgb(255,255,=
255)"><sup>nd</sup></span><span style=3D"font-size:15px; background-color:r=
gb(255,255,255)"> Floor - NBM Towers,
7 Henderson Street, P.O. Box 945, Blantyre, Malawi.</span></div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr"><span style=3D"fo=
nt-family:Calibri,sans-serif; font-size:14.67px; color:rgb(12,100,192); bac=
kground-color:white; line-height:1.5">E</span><span style=3D"font-family:Ca=
libri,sans-serif; font-size:14.67px; color:black; background-color:white; l=
ine-height:1.5">:</span><span style=3D"font-family:Calibri,sans-serif; font=
-size:14.67px; color:rgb(23,78,134); background-color:white; line-height:1.=
5"> wlongwe@natbankmw.com</span><span style=3D"font-family:Calibri,san=
s-serif; font-size:14.67px; color:black; background-color:white; line-heigh=
t:1.5"> |
</span><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; co=
lor:rgb(23,78,134); background-color:white; line-height:1.5">P: +265 88 151=
5 435
</span><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; co=
lor:black; background-color:white; line-height:1.5">|
</span><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; co=
lor:rgb(23,78,134); background-color:white; line-height:1.5">EXT: 1223</spa=
n><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; color:b=
lack; background-color:white; line-height:1.5"><br>
</span><span style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontServ=
ice,Calibri,Helvetica,sans-serif; font-size:12pt; color:rgb(0,0,0)"><img si=
ze=3D"26081" id=3D"x_x_x_x_id-signature-image-2AE3AA21-3CC6-4B0F-B7E9-AE9AC=
C75BB7B" alt=3D"signatureImage" style=3D"height:auto; max-width:798px; min-=
width:auto; min-height:auto" data-outlook-trace=3D"F:4|T:4" src=3D"cid:9a0c=
d250-cf85-4a48-8167-afb047ee90f5"></span></div>
</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_appendonsend"></div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr"><br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
margin-left:5pt; font-family:Calibri; font-size:10pt; color:rgb(0,0,0)">
Internal Use Only</div>
<hr style=3D"direction:ltr; display:inline-block; width:98%">
<div class=3D"x_x_elementToProof" id=3D"x_x_x_divRplyFwdMsg">
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Calib=
ri,sans-serif; font-size:11pt; color:rgb(0,0,0)">
<b>From:</b> Wongani Longwe <wlongwe@natbankmw.com><br>
<b>Sent:</b> Tuesday, January 6, 2026 8:12 AM<br>
<b>To:</b> Wellington Mbamba <wmbamba@gmail.com><br>
<b>Cc:</b> Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolo=
s@mhc.mw>; munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <=
;tewesaj@mhc.mw>; kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.c=
om <sitolos@yahoo.com>; mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@=
mhc.mw
<yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad@mhc.mw>; makin=
ah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesayatisun=
gane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay=
@mhc.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw&=
gt;;
kabangon@mhc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mh=
c.mw>; chimphondalloyd@yahoo.com <chimphondalloyd@yahoo.com>; mbam=
baw@mhc.mw <mbambaw@mhc.mw>; chazamal@mhc.mw <chazamal@mhc.mw>;=
msondae@mhc.mw <msondae@mhc.mw>; Utilities <utilities@natbankmw.c=
om><br>
<b>Subject:</b> MHC REPORTS DATED 05 JANUARY 2026</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr"> </div>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
text-indent:0px; background-color:white; margin:0px; font-family:Aptos,Apto=
s_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-size:=
12pt; color:black">
Team,</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
text-indent:0px; background-color:white; margin:0px; font-family:Aptos,Apto=
s_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-size:=
12pt; color:black">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
text-indent:0px; background-color:white; margin:0px; font-family:Aptos,Apto=
s_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-size:=
12pt; color:black">
Kindly find the attached and acknowledge receipt</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
<br>
</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_Signature">
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black=
">
Kind regards,</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black=
">
Wongani Longwe</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black=
">
Mobile Banking</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black=
">
<b>Digital Financial Services</b></div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black=
">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:rgb(0=
,0,0)">
<img size=3D"7178" style=3D"max-width:765px" data-outlook-trace=3D"F:5|T:5"=
src=3D"cid:8543b0ac-75c9-4fb1-8eaa-afd0f89031de"></div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:"Segoe UI","Segoe UI Web (West European)",&=
quot;Segoe UI",-apple-system,BlinkMacSystemFont,Roboto,"Helvetica=
Neue",sans-serif; color:rgb(32,31,30)">
<span style=3D"font-size:15px; background-color:rgb(255,255,255)">NBM Head =
Office, 2</span><span style=3D"font-size:9pt; background-color:rgb(255,255,=
255)"><sup>nd</sup></span><span style=3D"font-size:15px; background-color:r=
gb(255,255,255)"> Floor - NBM Towers,
7 Henderson Street, P.O. Box 945, Blantyre, Malawi.</span></div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr"><span style=3D"fo=
nt-family:Calibri,sans-serif; font-size:14.67px; color:rgb(12,100,192); bac=
kground-color:white; line-height:1.5">E</span><span style=3D"font-family:Ca=
libri,sans-serif; font-size:14.67px; color:black; background-color:white; l=
ine-height:1.5">:</span><span style=3D"font-family:Calibri,sans-serif; font=
-size:14.67px; color:rgb(23,78,134); background-color:white; line-height:1.=
5"> wlongwe@natbankmw.com</span><span style=3D"font-family:Calibri,san=
s-serif; font-size:14.67px; color:black; background-color:white; line-heigh=
t:1.5"> |
</span><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; co=
lor:rgb(23,78,134); background-color:white; line-height:1.5">P: +265 88 151=
5 435
</span><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; co=
lor:black; background-color:white; line-height:1.5">|
</span><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; co=
lor:rgb(23,78,134); background-color:white; line-height:1.5">EXT: 1223</spa=
n><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; color:b=
lack; background-color:white; line-height:1.5"><br>
</span><span style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontServ=
ice,Calibri,Helvetica,sans-serif; font-size:12pt; color:rgb(0,0,0)"><img si=
ze=3D"26081" id=3D"x_x_x_x_x_id-signature-image-2AE3AA21-3CC6-4B0F-B7E9-AE9=
ACC75BB7B" alt=3D"signatureImage" style=3D"height:auto; max-width:798px; mi=
n-width:auto; min-height:auto" data-outlook-trace=3D"F:5|T:5" src=3D"cid:14=
bdd9b4-958b-4610-b9ba-a2a137c7365f"></span></div>
</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_appendonsend"></div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr"><br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
margin-left:5pt; font-family:Calibri; font-size:10pt; color:rgb(0,0,0)">
Internal Use Only</div>
<hr style=3D"direction:ltr; display:inline-block; width:98%">
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_divRplyFwdMsg">
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Calib=
ri,sans-serif; font-size:11pt; color:rgb(0,0,0)">
<b>From:</b> Wongani Longwe <wlongwe@natbankmw.com><br>
<b>Sent:</b> Monday, January 5, 2026 8:05 AM<br>
<b>To:</b> Thamiko Mphande <tmphande@natbankmw.com>; Wellington =
Mbamba <wmbamba@gmail.com><br>
<b>Cc:</b> Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolo=
s@mhc.mw>; munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <=
;tewesaj@mhc.mw>; kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.c=
om <sitolos@yahoo.com>; mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@=
mhc.mw
<yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad@mhc.mw>; makin=
ah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesayatisun=
gane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay=
@mhc.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw&=
gt;;
kabangon@mhc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mh=
c.mw>; chimphondalloyd@yahoo.com <chimphondalloyd@yahoo.com>; mbam=
baw@mhc.mw <mbambaw@mhc.mw>; chazamal@mhc.mw <chazamal@mhc.mw>;=
msondae@mhc.mw <msondae@mhc.mw>; Utilities <utilities@natbankmw.c=
om><br>
<b>Subject:</b> MHC REPORTS DATED 02 AND 03 JANUARY 2026</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr"> </div>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
text-indent:0px; background-color:rgb(255,255,255); margin:0px; font-family=
:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif;=
font-size:12pt; color:black">
Team,</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
text-indent:0px; background-color:rgb(255,255,255); margin:0px; font-family=
:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif;=
font-size:12pt; color:black">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
text-indent:0px; background-color:rgb(255,255,255); margin:0px; font-family=
:Aptos,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif;=
font-size:12pt; color:black">
Kindly find the attached and acknowledge receipt</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
<br>
</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_Signature">
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black=
">
Kind regards,</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black=
">
Wongani Longwe</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black=
">
Mobile Banking</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black=
">
<b>Digital Financial Services</b></div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:black=
">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:Calibri,Arial,Helvetica,sans-serif; font-size:12pt; color:rgb(0=
,0,0)">
<img size=3D"7178" style=3D"max-width:765px" data-outlook-trace=3D"F:6|T:6"=
src=3D"cid:03cc222c-dd14-4dba-878b-a93fadbf8e22"></div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; line-height:1.5; =
font-family:"Segoe UI","Segoe UI Web (West European)",&=
quot;Segoe UI",-apple-system,BlinkMacSystemFont,Roboto,"Helvetica=
Neue",sans-serif; color:rgb(32,31,30)">
<span style=3D"font-size:15px; background-color:rgb(255,255,255)">NBM Head =
Office, 2</span><span style=3D"font-size:9pt; background-color:rgb(255,255,=
255)"><sup>nd</sup></span><span style=3D"font-size:15px; background-color:r=
gb(255,255,255)"> Floor - NBM Towers,
7 Henderson Street, P.O. Box 945, Blantyre, Malawi.</span></div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr"><span style=3D"fo=
nt-family:Calibri,sans-serif; font-size:14.67px; color:rgb(12,100,192); bac=
kground-color:white; line-height:1.5">E</span><span style=3D"font-family:Ca=
libri,sans-serif; font-size:14.67px; color:black; background-color:white; l=
ine-height:1.5">:</span><span style=3D"font-family:Calibri,sans-serif; font=
-size:14.67px; color:rgb(23,78,134); background-color:white; line-height:1.=
5"> wlongwe@natbankmw.com</span><span style=3D"font-family:Calibri,san=
s-serif; font-size:14.67px; color:black; background-color:white; line-heigh=
t:1.5"> |
</span><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; co=
lor:rgb(23,78,134); background-color:white; line-height:1.5">P: +265 88 151=
5 435
</span><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; co=
lor:black; background-color:white; line-height:1.5">|
</span><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; co=
lor:rgb(23,78,134); background-color:white; line-height:1.5">EXT: 1223</spa=
n><span style=3D"font-family:Calibri,sans-serif; font-size:14.67px; color:b=
lack; background-color:white; line-height:1.5"><br>
</span><span style=3D"font-family:Aptos,Aptos_EmbeddedFont,Aptos_MSFontServ=
ice,Calibri,Helvetica,sans-serif; font-size:12pt; color:rgb(0,0,0)"><img si=
ze=3D"26081" id=3D"x_x_x_x_x_x_id-signature-image-2AE3AA21-3CC6-4B0F-B7E9-A=
E9ACC75BB7B" alt=3D"signatureImage" style=3D"height:auto; max-width:798px; =
min-width:auto; min-height:auto" data-outlook-trace=3D"F:6|T:6" src=3D"cid:=
a7c1e567-99f4-43c1-863f-550f6fde88c8"></span></div>
</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_appendonsend"></div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr"><br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
margin-left:5pt; font-family:Calibri; font-size:10pt; color:rgb(0,0,0)">
Internal Use Only</div>
<hr style=3D"direction:ltr; display:inline-block; width:98%">
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_divRplyFwdMsg">
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Calib=
ri,sans-serif; font-size:11pt; color:rgb(0,0,0)">
<b>From:</b> Thamiko Mphande <tmphande@natbankmw.com><br>
<b>Sent:</b> Friday, October 24, 2025 8:46 AM<br>
<b>To:</b> Wellington Mbamba <wmbamba@gmail.com><br>
<b>Cc:</b> Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolo=
s@mhc.mw>; munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <=
;tewesaj@mhc.mw>; kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.c=
om <sitolos@yahoo.com>; mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@=
mhc.mw
<yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad@mhc.mw>; makin=
ah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesayatisun=
gane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay=
@mhc.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw&=
gt;;
kabangon@mhc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mh=
c.mw>; chimphondalloyd@yahoo.com <chimphondalloyd@yahoo.com>; mbam=
baw@mhc.mw <mbambaw@mhc.mw>; chazamal@mhc.mw <chazamal@mhc.mw>;=
msondae@mhc.mw <msondae@mhc.mw>; Utilities <utilities@natbankmw.c=
om><br>
<b>Subject:</b> MHC REPORTS DATED 16, 22 & 23 OCT 2025</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr"> </div>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
Team,</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
Kindly find the attached and acknowledge receipt</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_Signature">
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
<br>
</div>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b>Best regards, </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:10pt; color:rgb(33,3=
6,142)"><b> </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:10pt; color:rgb(33,3=
6,142)"><b>Thamiko Mphande </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:10pt; color:rgb(33,3=
6,142)"><b>Mobile Banking</b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b>Digital Financial Services </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b> </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; color:rgb(31,73,125)"><img siz=
e=3D"25317" style=3D"height:auto; max-width:100%; min-width:auto; min-heigh=
t:auto; margin-top:0px; margin-bottom:0px" data-outlook-trace=3D"F:8|T:8" s=
rc=3D"cid:ec729bcb-af1d-4c97-9003-834a207b7c80"> </span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b> </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(31,73=
,125)">P.O. Box 945, Blantyre, Malawi. </span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(17,15=
9,255)"><b>T:</b></span><span style=3D"font-family:Arial,sans-serif; font-s=
ize:9pt; color:rgb(31,73,125)"> +265 (0) 1 820 622 |
</span><span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rg=
b(17,159,255)"><b>M:</b>
</span><span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rg=
b(31,73,125)">+265 (0) 996535241 </span><span style=3D"font-family:Ar=
ial,sans-serif; font-size:9pt; color:rgb(17,159,255); background-color:rgb(=
255,255,255)"><b>EXT: 1259</b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"color:rgb(31,73,125)"> </span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"color:rgb(0,32,96)"><img size=3D"42779" style=3D"height:auto=
; max-width:100%; min-width:auto; min-height:auto; margin-top:0px; margin-b=
ottom:0px" data-outlook-trace=3D"F:8|T:8" src=3D"cid:5b8cca98-5f48-40f8-a53=
3-acda8a76d76e"></span></p>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Calib=
ri,Arial,Helvetica,sans-serif; font-size:12pt; color:rgb(0,0,0)">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr"><br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
margin-left:5pt; font-family:Calibri; font-size:10pt; color:rgb(0,0,0)">
Internal Use Only</div>
</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_appendonsend"></div>
<hr style=3D"direction:ltr; display:inline-block; width:98%">
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_divRplyFwdMsg">
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Calib=
ri,sans-serif; font-size:11pt; color:rgb(0,0,0)">
<b>From:</b> Thamiko Mphande <tmphande@natbankmw.com><br>
<b>Sent:</b> Wednesday, October 22, 2025 9:18 AM<br>
<b>To:</b> Wellington Mbamba <wmbamba@gmail.com><br>
<b>Cc:</b> Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolo=
s@mhc.mw>; munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <=
;tewesaj@mhc.mw>; kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.c=
om <sitolos@yahoo.com>; mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@=
mhc.mw
<yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad@mhc.mw>; makin=
ah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesayatisun=
gane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay=
@mhc.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw&=
gt;;
kabangon@mhc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mh=
c.mw>; chimphondalloyd@yahoo.com <chimphondalloyd@yahoo.com>; mbam=
baw@mhc.mw <mbambaw@mhc.mw>; chazamal@mhc.mw <chazamal@mhc.mw>;=
msondae@mhc.mw <msondae@mhc.mw>; Utilities <utilities@natbankmw.c=
om><br>
<b>Subject:</b> MHC REPORTS DATED 21 OCT 2025</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr"> </div>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
Team,</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
Kindly find the attached and acknowledge receipt</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_Signature">
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
<br>
</div>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b>Best regards, </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:10pt; color:rgb(33,3=
6,142)"><b> </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:10pt; color:rgb(33,3=
6,142)"><b>Thamiko Mphande </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:10pt; color:rgb(33,3=
6,142)"><b>Mobile Banking</b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b>Digital Financial Services </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b> </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; color:rgb(31,73,125)"><img siz=
e=3D"25317" style=3D"height:auto; max-width:100%; min-width:auto; min-heigh=
t:auto; margin-top:0px; margin-bottom:0px" data-outlook-trace=3D"F:9|T:9" s=
rc=3D"cid:27f2d846-1177-4290-8e22-b4d2ba5cf420"> </span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b> </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(31,73=
,125)">P.O. Box 945, Blantyre, Malawi. </span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(17,15=
9,255)"><b>T:</b></span><span style=3D"font-family:Arial,sans-serif; font-s=
ize:9pt; color:rgb(31,73,125)"> +265 (0) 1 820 622 |
</span><span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rg=
b(17,159,255)"><b>M:</b>
</span><span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rg=
b(31,73,125)">+265 (0) 996535241 </span><span style=3D"font-family:Ar=
ial,sans-serif; font-size:9pt; color:rgb(17,159,255); background-color:rgb(=
255,255,255)"><b>EXT: 1259</b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"color:rgb(31,73,125)"> </span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"color:rgb(0,32,96)"><img size=3D"42779" style=3D"height:auto=
; max-width:100%; min-width:auto; min-height:auto; margin-top:0px; margin-b=
ottom:0px" data-outlook-trace=3D"F:9|T:9" src=3D"cid:473c559f-e32d-4a82-bd1=
5-2a6334da762c"></span></p>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Calib=
ri,Arial,Helvetica,sans-serif; font-size:12pt; color:rgb(0,0,0)">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr"><br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
margin-left:5pt; font-family:Calibri; font-size:10pt; color:rgb(0,0,0)">
Internal Use Only</div>
</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_appendonsend"></div>
<hr style=3D"direction:ltr; display:inline-block; width:98%">
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_divRplyFwdMsg">
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Calib=
ri,sans-serif; font-size:11pt; color:rgb(0,0,0)">
<b>From:</b> Thamiko Mphande <tmphande@natbankmw.com><br>
<b>Sent:</b> Tuesday, October 21, 2025 8:46 AM<br>
<b>To:</b> Wellington Mbamba <wmbamba@gmail.com><br>
<b>Cc:</b> Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolo=
s@mhc.mw>; munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <=
;tewesaj@mhc.mw>; kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.c=
om <sitolos@yahoo.com>; mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@=
mhc.mw
<yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad@mhc.mw>; makin=
ah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesayatisun=
gane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay=
@mhc.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw&=
gt;;
kabangon@mhc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mh=
c.mw>; chimphondalloyd@yahoo.com <chimphondalloyd@yahoo.com>; mbam=
baw@mhc.mw <mbambaw@mhc.mw>; chazamal@mhc.mw <chazamal@mhc.mw>;=
msondae@mhc.mw <msondae@mhc.mw>; Utilities <utilities@natbankmw.c=
om><br>
<b>Subject:</b> MHC REPORTS DATED 20 OCT 2025</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr"> </div>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
Team,</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
Kindly find the attached and acknowledge receipt</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_Signature">
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
<br>
</div>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b>Best regards, </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:10pt; color:rgb(33,3=
6,142)"><b> </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:10pt; color:rgb(33,3=
6,142)"><b>Thamiko Mphande </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:10pt; color:rgb(33,3=
6,142)"><b>Mobile Banking</b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b>Digital Financial Services </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b> </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; color:rgb(31,73,125)"><img siz=
e=3D"25317" style=3D"height:auto; max-width:100%; min-width:auto; min-heigh=
t:auto; margin-top:0px; margin-bottom:0px" data-outlook-trace=3D"F:10|T:10"=
src=3D"cid:af8ff207-0263-40a4-8fb7-ca123b6470c8"> </span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b> </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(31,73=
,125)">P.O. Box 945, Blantyre, Malawi. </span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(17,15=
9,255)"><b>T:</b></span><span style=3D"font-family:Arial,sans-serif; font-s=
ize:9pt; color:rgb(31,73,125)"> +265 (0) 1 820 622 |
</span><span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rg=
b(17,159,255)"><b>M:</b>
</span><span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rg=
b(31,73,125)">+265 (0) 996535241 </span><span style=3D"font-family:Ar=
ial,sans-serif; font-size:9pt; color:rgb(17,159,255); background-color:rgb(=
255,255,255)"><b>EXT: 1259</b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"color:rgb(31,73,125)"> </span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"color:rgb(0,32,96)"><img size=3D"42779" style=3D"height:auto=
; max-width:100%; min-width:auto; min-height:auto; margin-top:0px; margin-b=
ottom:0px" data-outlook-trace=3D"F:10|T:10" src=3D"cid:86178e10-e98a-4776-8=
a88-d2b52c0d4327"></span></p>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Calib=
ri,Arial,Helvetica,sans-serif; font-size:12pt; color:rgb(0,0,0)">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr"><br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
margin-left:5pt; font-family:Calibri; font-size:10pt; color:rgb(0,0,0)">
Internal Use Only</div>
</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_appendonsend"></div=
>
<hr style=3D"direction:ltr; display:inline-block; width:98%">
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_divRplyFwdMsg">
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Calib=
ri,sans-serif; font-size:11pt; color:rgb(0,0,0)">
<b>From:</b> Thamiko Mphande <tmphande@natbankmw.com><br>
<b>Sent:</b> Monday, October 20, 2025 12:37 PM<br>
<b>To:</b> Wellington Mbamba <wmbamba@gmail.com><br>
<b>Cc:</b> Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolo=
s@mhc.mw>; munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <=
;tewesaj@mhc.mw>; kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.c=
om <sitolos@yahoo.com>; mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@=
mhc.mw
<yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad@mhc.mw>; makin=
ah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesayatisun=
gane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay=
@mhc.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw&=
gt;;
kabangon@mhc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mh=
c.mw>; chimphondalloyd@yahoo.com <chimphondalloyd@yahoo.com>; mbam=
baw@mhc.mw <mbambaw@mhc.mw>; chazamal@mhc.mw <chazamal@mhc.mw>;=
msondae@mhc.mw <msondae@mhc.mw>; Utilities <utilities@natbankmw.c=
om><br>
<b>Subject:</b> MHC REPORTS DATED 17 & 18 OCT 2025</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr"> </div>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
Team,</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
Kindly find the attached and acknowledge receipt</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_Signature">
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
<br>
</div>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b>Best regards, </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:10pt; color:rgb(33,3=
6,142)"><b> </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:10pt; color:rgb(33,3=
6,142)"><b>Thamiko Mphande </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:10pt; color:rgb(33,3=
6,142)"><b>Mobile Banking</b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b>Digital Financial Services </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b> </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; color:rgb(31,73,125)"><img siz=
e=3D"25317" style=3D"height:auto; max-width:100%; min-width:auto; min-heigh=
t:auto; margin-top:0px; margin-bottom:0px" data-outlook-trace=3D"F:11|T:11"=
src=3D"cid:57aeff90-2138-4f60-8d45-8bfa5f878858"> </span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b> </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(31,73=
,125)">P.O. Box 945, Blantyre, Malawi. </span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(17,15=
9,255)"><b>T:</b></span><span style=3D"font-family:Arial,sans-serif; font-s=
ize:9pt; color:rgb(31,73,125)"> +265 (0) 1 820 622 |
</span><span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rg=
b(17,159,255)"><b>M:</b>
</span><span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rg=
b(31,73,125)">+265 (0) 996535241 </span><span style=3D"font-family:Ar=
ial,sans-serif; font-size:9pt; color:rgb(17,159,255); background-color:rgb(=
255,255,255)"><b>EXT: 1259</b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"color:rgb(31,73,125)"> </span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"color:rgb(0,32,96)"><img size=3D"42779" style=3D"height:auto=
; max-width:100%; min-width:auto; min-height:auto; margin-top:0px; margin-b=
ottom:0px" data-outlook-trace=3D"F:11|T:11" src=3D"cid:405c5afd-ca64-4bd5-9=
07c-d558b889740a"></span></p>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Calib=
ri,Arial,Helvetica,sans-serif; font-size:12pt; color:rgb(0,0,0)">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr"><br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; text-align:left; =
margin-left:5pt; font-family:Calibri; font-size:10pt; color:rgb(0,0,0)">
Internal Use Only</div>
</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_appendonsend"></d=
iv>
<hr style=3D"direction:ltr; display:inline-block; width:98%">
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_divRplyFwdMsg">
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Calib=
ri,sans-serif; font-size:11pt; color:rgb(0,0,0)">
<b>From:</b> Thamiko Mphande <tmphande@natbankmw.com><br>
<b>Sent:</b> Monday, August 25, 2025 9:27 AM<br>
<b>To:</b> Wellington Mbamba <wmbamba@gmail.com><br>
<b>Cc:</b> Eunice Yona <yonae@mhc.mw>; sitolos@mhc.mw <sitolo=
s@mhc.mw>; munthalis@mhc.mw <munthalis@mhc.mw>; tewesaj@mhc.mw <=
;tewesaj@mhc.mw>; kainjal@mhc.mw <kainjal@mhc.mw>; sitolos@yahoo.c=
om <sitolos@yahoo.com>; mdalae@mhc.mw <mdalae@mhc.mw>; yesayat@=
mhc.mw
<yesayat@mhc.mw>; matikanyad@mhc.mw <matikanyad@mhc.mw>; makin=
ah@mhc.mw <makinah@mhc.mw>; yesayatisungane@gmail.com <yesayatisun=
gane@gmail.com>; chimphondal@mhc.mw <chimphondal@mhc.mw>; mchengay=
@mhc.mw <mchengay@mhc.mw>; chimphondee@mhc.mw <chimphondee@mhc.mw&=
gt;;
kabangon@mhc.mw <kabangon@mhc.mw>; monteirol@mhc.mw <monteirol@mh=
c.mw>; chimphondalloyd@yahoo.com <chimphondalloyd@yahoo.com>; mbam=
baw@mhc.mw <mbambaw@mhc.mw>; chazamal@mhc.mw <chazamal@mhc.mw>;=
msondae@mhc.mw <msondae@mhc.mw>; Utilities <utilities@natbankmw.c=
om><br>
<b>Subject:</b> MHC REPORTS DATED 22 & 23 AUG 2025</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr"> </div>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
Team,</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
<br>
</div>
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
Kindly find the attached and acknowledge receipt</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_Signature">
<div class=3D"x_x_elementToProof" style=3D"direction:ltr; font-family:Aptos=
,Aptos_EmbeddedFont,Aptos_MSFontService,Calibri,Helvetica,sans-serif; font-=
size:12pt; color:rgb(0,0,0)">
<br>
</div>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b>Best regards, </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:10pt; color:rgb(33,3=
6,142)"><b> </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:10pt; color:rgb(33,3=
6,142)"><b>Thamiko Mphande </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:10pt; color:rgb(33,3=
6,142)"><b>Mobile Banking</b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b>Digital Financial Services </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b> </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; color:rgb(31,73,125)"><img siz=
e=3D"25259" style=3D"height:auto; max-width:100%; min-width:auto; min-heigh=
t:auto; margin-top:0px; margin-bottom:0px" data-outlook-trace=3D"F:12|T:12"=
src=3D"cid:2f48324c-7413-45ae-b522-dbffbfc2c08e"> </span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(33,36=
,142)"><b> </b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(31,73=
,125)">P.O. Box 945, Blantyre, Malawi. </span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rgb(17,15=
9,255)"><b>T:</b></span><span style=3D"font-family:Arial,sans-serif; font-s=
ize:9pt; color:rgb(31,73,125)"> +265 (0) 1 820 622 |
</span><span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rg=
b(17,159,255)"><b>M:</b>
</span><span style=3D"font-family:Arial,sans-serif; font-size:9pt; color:rg=
b(31,73,125)">+265 (0) 996535241 </span><span style=3D"font-family:Ar=
ial,sans-serif; font-size:9pt; color:rgb(17,159,255); background-color:rgb(=
255,255,255)"><b>EXT: 1259</b></span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"color:rgb(31,73,125)"> </span></p>
<p class=3D"x_x_elementToProof" style=3D"direction:ltr; margin:0in 0in 0.00=
01pt; font-family:Calibri,sans-serif; font-size:11pt">
<span style=3D"color:rgb(0,32,96)"><img size=3D"42721" style=3D"height:auto=
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</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_divRplyFwdMsg">=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_Signature"></=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_appendonsend"=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_divRplyFwdMsg=
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re"></div>
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_divRply=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_Signa=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_appen=
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nature"></div>
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_div=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_S=
ignature">
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_a=
ppendonsend">
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_d=
ivRplyFwdMsg">
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
_x_Signature">
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
_x_divRplyFwdMsg">
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
_x_x_x_Signature">
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
_x_x_x_appendonsend">
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
_x_x_x_x_Signature">
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
_x_x_x_x_appendonsend">
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
_x_x_x_x_divRplyFwdMsg">
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
_x_x_x_x_x_Signature">
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
_x_x_x_x_x_x_Signature">
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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</div>
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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e">
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_Signature">
</div>
<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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<div class=3D"x_x_elementToProof" id=3D"x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x_x=
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